Bought a car yesterday to be plated later next week as a replacement for the car I have now. The salesman gave all the usual bollax about finance etc then turned round and said "Course as your using it as a Taxi we can't offer you Gap Insurance" So I asked him to explain why his response was "Coz it's a Taxi!"
Is there any reason why a Taxi cant have Gap insurance?

Is there any reason why a Taxi cant have Gap insurance?

after buying a car and was sold "gap insurance" to which i thought i was good cover, but sitting down and reading the small print i found it does not cover a SELF EMPLOYED person, I then got it cancelled

If that is the case in this instance then maybe Mr echo15 should threaten to report the car salesman to Trading Standards.

after buying a car and was sold "gap insurance" to which i thought i was good cover, but sitting down and reading the small print i found it does not cover a SELF EMPLOYED person, I then got it cancelled

What's Gap Insurance

Thanks for the explanation. The only time my car was written off after I had it 12 months the insurance company just cleared the finance on it no questions asked

I doubt that he would get very far because all insurance is risk based and does not follow normal trading requirements.

I think TS take a dim view of miss-selling.

but proving it and that it wasnt a simple error, thats a different thing altogether

That's not the way the law works.

A simple error is mitigation, not a defence.

If the salesman is selling something, then best he knows what he is selling and to whom.

The banks, bless them, are having to pay back billions due to salesmen miss-selling endowments, PPI, and any loans prior to April 2007, just because the salesmen didn't do their jobs right.

question is, did the customer declare he was self-employed at the time of purchase?