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non fault claim= dearer insurance
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Author:  Foxtrot26 [ Fri Sep 17, 2010 7:56 pm ]
Post subject:  non fault claim= dearer insurance

after being in a non fault claim this week i'm wondering are the insurers likely to gouge me for the next 5 years because of this?


i'm thinking about claiming off the other party for possible increases in futur insurance or am i being stupid here?


nm just ran a quote on compare the market.com

mr average sdp and commuting on a vectra diesel (ie mine without taxiing)
12000 miles a year for me only driver

no accidents mentioned- admiral quote me £682.70
1 accident mentioned non fault admiral quote me £881.15

29% loading of my premium through no fault of my own,

why should i be £200 a year worse off?


bear in mind thats just for a normal sdp and commuting policy

atm i hold a normaly policy for my day to day car and a private hire policy which will no doubt be similarly hiked

anyone have any thoughts?

Author:  tcabbie [ Fri Sep 17, 2010 8:30 pm ]
Post subject: 

I am sure my insurance company hike me foe a non fault accident,not taxi driver anymore but cannot get my insurance as cheap as my wife but we both have same grouping on our insurance.

Author:  Sussex [ Fri Sep 17, 2010 8:53 pm ]
Post subject:  Re: non fault claim= dearer insurance

Foxtrot26 wrote:
after being in a non fault claim this week i'm wondering are the insurers likely to gouge me for the next 5 years because of this?

Never been an issue with me.

However some folks, rightly or wrongly, going through those claims firms, never tell their insurance company that there has been a non-fault accident in the first place.

Author:  edders23 [ Sat Sep 18, 2010 6:42 pm ]
Post subject: 

Yes they do take into consideration it has to be a cleared non fault before your premium is due and if you have more than one in a 5 year period they load your premium

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