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so then...
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Author:  wannabeeahack [ Wed Feb 08, 2012 2:36 pm ]
Post subject:  so then...
a truck drifts across the lanes on an island

hits me

but HE claims for damages and my insurers feel a 50/50 payout is best each way


THIS is why premiums are so high


tossers
Author:  Brummie Cabbie [ Wed Feb 08, 2012 3:00 pm ]
Post subject:  Re: so then...
wannabeeahack wrote:
a truck drifts across the lanes on an island

hits me

but HE claims for damages and my insurers feel a 50/50 payout is best each way


THIS is why premiums are so high


tossers

So does that mean you get a 50/50 payout for your damages, losses, injuries, mental health breakdowns and undisclosed other issues?
Author:  wannabeeahack [ Wed Feb 08, 2012 3:30 pm ]
Post subject:  Re: so then...
Brummie Cabbie wrote:
wannabeeahack wrote:
a truck drifts across the lanes on an island

hits me

but HE claims for damages and my insurers feel a 50/50 payout is best each way


THIS is why premiums are so high


tossers

So does that mean you get a 50/50 payout for your damages, losses, injuries, mental health breakdowns and undisclosed other issues?


all that plus loss of use, loss of earnings, repairs, contract cover, loss of no claims bonus, replacing my broken iphone and rolex watch.....

ITS PITY SOMEONE DIDNT WITNESS THE INCIDENT...................
Author:  wannabeeahack [ Wed Feb 08, 2012 3:34 pm ]
Post subject:  Re: so then...
the insurers letter isnt in anyway leading


"this means we pay half the 3rd parties claim, and they pay half of your claim should you wish to make a claim"
Author:  grandad [ Wed Feb 08, 2012 4:02 pm ]
Post subject:  Re: so then...
wannabeeahack wrote:
Brummie Cabbie wrote:
wannabeeahack wrote:
a truck drifts across the lanes on an island

hits me

but HE claims for damages and my insurers feel a 50/50 payout is best each way


THIS is why premiums are so high


tossers

So does that mean you get a 50/50 payout for your damages, losses, injuries, mental health breakdowns and undisclosed other issues?


all that plus loss of use, loss of earnings, repairs, contract cover, loss of no claims bonus, replacing my broken iphone and rolex watch.....

ITS PITY SOMEONE DIDNT WITNESS THE INCIDENT...................

You should have asked for a witness before. I am sure someone on here may have seen the incident. :wink:
Author:  wannabeeahack [ Wed Feb 08, 2012 7:54 pm ]
Post subject:  Re: so then...
truck drivers got a witness

his mate in the passenger seat




have you ever sat in a truck passenger seat? what can you see of the driver side?
Author:  edders23 [ Wed Feb 08, 2012 9:54 pm ]
Post subject:  Re: so then...
wannabeeahack wrote:
the insurers letter isnt in anyway leading


"this means we pay half the 3rd parties claim, and they pay half of your claim should you wish to make a claim"



I hope you have put a claim in against them then ! It wouldn't surprise me if they aren't insured by the same company it can make a big difference as I found to my cost years ago
Author:  wannabeeahack [ Wed Feb 08, 2012 10:23 pm ]
Post subject:  Re: so then...
no, different companies
Author:  Nidge2 [ Thu Feb 09, 2012 7:05 am ]
Post subject:  Re: so then...
The wagon driver will say you got on his blind side. 99.9% of claims against wagon drivers end up losing because they use the blind side rule.
Author:  wannabeeahack [ Thu Feb 09, 2012 12:44 pm ]
Post subject:  Re: so then...
Just added up my claim, well, version one anyway....lol
Author:  wannabeeahack [ Thu Feb 09, 2012 12:45 pm ]
Post subject:  Re: so then...
Nidge2 wrote:
The wagon driver will say you got on his blind side. 99.9% of claims against wagon drivers end up losing because they use the blind side rule.


if he didnt see me it wasnt his blind side, i was PAST him, almost, his front driver side bumper corner brushed my passenger rear wheel arch

his wagon was the same size as the 7.5t i used to drive, i know what can be seen,,,,,
Author:  Nidge2 [ Fri Feb 10, 2012 9:57 am ]
Post subject:  Re: so then...
wannabeeahack wrote:
Nidge2 wrote:
The wagon driver will say you got on his blind side. 99.9% of claims against wagon drivers end up losing because they use the blind side rule.


if he didnt see me it wasnt his blind side, i was PAST him, almost, his front driver side bumper corner brushed my passenger rear wheel arch

his wagon was the same size as the 7.5t i used to drive, i know what can be seen,,,,,



So he was in a 7.5 then? I thought you meant a LGV wagon driver?
Author:  wannabeeahack [ Fri Feb 10, 2012 11:42 am ]
Post subject:  Re: so then...
no nige, i said his truck was no bigger than my old 7.5t, his was a small tipper, like the old class 3, maybe a 17t, not an artic, still big enough and had lights and indicators none of which he felt the need to use
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