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PHM sept page 54
http://www.taxi-driver.co.uk/phpBB2/viewtopic.php?f=1&t=20279
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Author:  wannabeeahack [ Tue Sep 18, 2012 12:47 pm ]
Post subject:  PHM sept page 54

at the bottom is an advert for Silverpay

saying

You pay 6% for our managed service
You charge the customer 10%
You earn 10%-6% = 4% extra

now use a £100 fare

£100 add 10% = £110
the 6% fee = £6.60
nett amount £103.40

which ISNT 4%

the devil is always in the detail

theres also a rental of £20/month (£24 inc vat) and a one-off installtion fee of £30 (£36 inc vat)

Author:  grandad [ Tue Sep 18, 2012 1:44 pm ]
Post subject:  Re: PHM sept page 54

wannabeeahack wrote:
at the bottom is an advert for Silverpay

saying

You pay 6% for our managed service
You charge the customer 10%
You earn 10%-6% = 4% extra

now use a £100 fare

£100 add 10% = £110
the 6% fee = £6.60
nett amount £103.40

which ISNT 4%

the devil is always in the detail

theres also a rental of £20/month (£24 inc vat) and a one-off installtion fee of £30 (£36 inc vat)

Are these your figures or are they supplied by silverpay? I think you have got it wrong. The 6% and the 4% will be on the £100 and not on the £110.

Author:  wannabeeahack [ Tue Sep 18, 2012 1:52 pm ]
Post subject:  Re: PHM sept page 54

it SAYS "you charge the customer 10%"

ergo £100 becomes £110



its like the old question, if VAT is 20% and the vat inc total is £120 surely i only have to remove 20% to get the vat-free element"

£120 less 20% is £96

Author:  edders23 [ Tue Sep 18, 2012 2:38 pm ]
Post subject:  Re: PHM sept page 54

Not for much longer the government is proposing to outlaw such extra charges as part of the package to reign in the airlines and other companies using card fee's as a way of boosting prices.

Author:  wannabeeahack [ Fri Sep 21, 2012 12:56 am ]
Post subject:  Re: PHM sept page 54

edders23 wrote:
Not for much longer the government is proposing to outlaw such extra charges as part of the package to reign in the airlines and other companies using card fee's as a way of boosting prices.


so then using a CC machine will simply lose 6% off the fare AND cost you the admin+installation costs

Author:  grandad [ Fri Sep 21, 2012 7:04 am ]
Post subject:  Re: PHM sept page 54

wannabeeahack wrote:
edders23 wrote:
Not for much longer the government is proposing to outlaw such extra charges as part of the package to reign in the airlines and other companies using card fee's as a way of boosting prices.


so then using a CC machine will simply lose 6% off the fare AND cost you the admin+installation costs

You will pay the admin fee out of the fare. I don't think there are any instalation costs.

Author:  roythebus [ Fri Sep 21, 2012 7:31 am ]
Post subject:  Re: PHM sept page 54

wannabeeahack wrote:
it SAYS "you charge the customer 10%"

ergo £100 becomes £110



its like the old question, if VAT is 20% and the vat inc total is £120 surely i only have to remove 20% to get the vat-free element"

£120 less 20% is £96
Not so. 20% of £120 is £24. Try it on your calculator.

I'm not sure what the VAT deduction figure is for 20%, but on the 17.5% VAT rate to get the vat-free figure you had to deduct something like 14.768%!

Many years ago when I used to work in a toyshop, the mark-up was 50% on the cost price. this gave a profit of 33.3%. So the toy cost £100, sells for £150, profit is 33.3%, or one third of £150, £50. Simples.

Like when the credit card interest goes up from 10% (haha) to 15%. They tell you it's only gone up by 5%, but in fact it's gone up by 50%.

Author:  Cerberus [ Fri Sep 21, 2012 3:23 pm ]
Post subject:  Re: PHM sept page 54

Is there anything in the advert to say how long you have to wait to see the money in your account?

I bet they don't advertise that.

Author:  wannabeeahack [ Fri Sep 21, 2012 3:27 pm ]
Post subject:  Re: PHM sept page 54

grandad wrote:
wannabeeahack wrote:
edders23 wrote:
Not for much longer the government is proposing to outlaw such extra charges as part of the package to reign in the airlines and other companies using card fee's as a way of boosting prices.


so then using a CC machine will simply lose 6% off the fare AND cost you the admin+installation costs

You will pay the admin fee out of the fare. I don't think there are any instalation costs.


from the PHM Silverpay advert

"Rental "from" £19.90+vat/pcm, one off installation fee £30+vat (where no extras)

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