edders23 wrote:
Careful what you wish for skippy with one of those fitted would you be able to earn as much money on christmas day ?
31 years and a clean licence
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| Listen up insurers http://www.taxi-driver.co.uk/phpBB2/viewtopic.php?f=1&t=20280 |
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| Author: | wannabeeahack [ Tue Sep 18, 2012 1:21 pm ] |
| Post subject: | Listen up insurers |
Why not offer a H&R policy that would include a 2nd family non-plated car? |
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| Author: | skippy41 [ Tue Sep 18, 2012 2:28 pm ] |
| Post subject: | Re: Listen up insurers |
wannabeeahack wrote: Why not offer a H&R policy that would include a 2nd family non-plated car? Why not fit that gizmo that confused .com is offering drivers, and give us a 50% reduction |
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| Author: | edders23 [ Tue Sep 18, 2012 2:44 pm ] |
| Post subject: | Re: Listen up insurers |
Careful what you wish for skippy with one of those fitted would you be able to earn as much money on christmas day ? |
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| Author: | skippy41 [ Tue Sep 18, 2012 3:20 pm ] |
| Post subject: | Re: Listen up insurers |
edders23 wrote: Careful what you wish for skippy with one of those fitted would you be able to earn as much money on christmas day ? 31 years and a clean licence
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| Author: | grandad [ Tue Sep 18, 2012 4:40 pm ] |
| Post subject: | Re: Listen up insurers |
skippy41 wrote: edders23 wrote: Careful what you wish for skippy with one of those fitted would you be able to earn as much money on christmas day ? 31 years and a clean licence I take it you are a recipient of the NGC medal of merit. |
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| Author: | 2 Jobs [ Tue Sep 18, 2012 4:52 pm ] |
| Post subject: | Re: Listen up insurers |
Most taxi insurance is arranged through brokers on bespoke "broking" software packages, SSP, Open Gi, Transactor etc. It is very much an IT issue that these systems can only accomodate 1 vehicle per policy. The other problem is the policy wordings/cover vary greatly between private car policies and H&R. To people outside the insurance business it is almost as difficult explaining the differences as it is to explain the difference between PH and HC to a memeber of the fare paying public, sober or not. Having said that, it would be great! |
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| Author: | skippy41 [ Tue Sep 18, 2012 6:16 pm ] |
| Post subject: | Re: Listen up insurers |
2 Jobs, what is this gizmo that confused .com is advertising and would it help bring down our premiums if fitted. 31 years of a clean driving licence and NCB but premiums still go up |
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| Author: | wannabeeahack [ Tue Sep 18, 2012 7:51 pm ] |
| Post subject: | Re: Listen up insurers |
2 Jobs wrote: Most taxi insurance is arranged through brokers on bespoke "broking" software packages, SSP, Open Gi, Transactor etc. It is very much an IT issue that these systems can only accomodate 1 vehicle per policy. The other problem is the policy wordings/cover vary greatly between private car policies and H&R. To people outside the insurance business it is almost as difficult explaining the differences as it is to explain the difference between PH and HC to a memeber of the fare paying public, sober or not. Having said that, it would be great! but there already multi-car insurances, so it cant be that hard where i thought it would be a help was with an owner/driver with a LTi/wav hack which may not be an ideal family vehicle, and a second car would be welcome, plus the wife/partner could drive it i have a mondeo PH but often remove the horrible sticky council signs if i go away, i just dont want em on |
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| Author: | wannabeeahack [ Tue Sep 18, 2012 7:52 pm ] |
| Post subject: | Re: Listen up insurers |
skippy41 wrote: 2 Jobs, what is this gizmo that confused .com is advertising and would it help bring down our premiums if fitted. 31 years of a clean driving licence and NCB but premiums still go up i think he means a telematics unit http://www.insurethebox.com/ |
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| Author: | 2 Jobs [ Wed Sep 19, 2012 10:51 am ] |
| Post subject: | Re: Listen up insurers |
Yup telematics. Up to now commonly used in HGV's and PCV's. Also the young drivers black box that was tried by the Co Op is basically that. For taxis there are a couple of insurers now making it available. Catlin and Aviva on some of their schemes. The multi vehicle policies advertised on telly are generally only available from the "direct" writers such as Aviva Direct, Admiral etc. Whilst covering more than one vehicle, the cover and terms and conditions description of use would be the same for all cars. Whilst in theory you could have say 2 identical Mondoe's, one a taxi and the other private, the way the cover is worded is chalk and cheese. I am concerned that in the next few years these sorts of devices are going to become a very common requirement for taxi insurance. Also one underwriter is now insisting on full credit history checks and copy utility bills etc for both policyholder and driver. Anyone with a CCJ in last 6 years won;t get cover with them! |
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| Author: | wannabeeahack [ Wed Sep 19, 2012 12:43 pm ] |
| Post subject: | Re: Listen up insurers |
in the states drivers fitted with cctv to monitor accidents can get premiums cut too http://www.mobilevehiclerecording.co.uk ... e-CCTV.php |
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