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| who is responsible for damage? http://www.taxi-driver.co.uk/phpBB2/viewtopic.php?f=1&t=22643 |
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| Author: | grandad [ Fri Jul 12, 2013 2:06 pm ] |
| Post subject: | who is responsible for damage? |
If a driver is renting a car from an owner on a split bag basis and they damage the car, who is responsible for the payment of the repairs? The owner or the driver? |
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| Author: | wannabeeahack [ Fri Jul 12, 2013 2:19 pm ] |
| Post subject: | Re: who is responsible for damage? |
grandad wrote: If a driver is renting a car from an owner on a split bag basis and they damage the car, who is responsible for the payment of the repairs? The owner or the driver? what damage? |
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| Author: | grandad [ Fri Jul 12, 2013 5:29 pm ] |
| Post subject: | Re: who is responsible for damage? |
wannabeeahack wrote: grandad wrote: If a driver is renting a car from an owner on a split bag basis and they damage the car, who is responsible for the payment of the repairs? The owner or the driver? what damage? Both doors on one side of the car were damaged when the driver hit a bollard. Allegedly causing £1300 damage. |
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| Author: | gusmac [ Fri Jul 12, 2013 5:39 pm ] |
| Post subject: | Re: who is responsible for damage? |
grandad wrote: wannabeeahack wrote: grandad wrote: If a driver is renting a car from an owner on a split bag basis and they damage the car, who is responsible for the payment of the repairs? The owner or the driver? what damage? Both doors on one side of the car were damaged when the driver hit a bollard. Allegedly causing £1300 damage. What does it say in the agreement between driver and owner? |
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| Author: | sasha [ Fri Jul 12, 2013 5:59 pm ] |
| Post subject: | Re: who is responsible for damage? |
Driver. They caused they damage, they pay. If it warrants an insurance claim then the driver pays the excess. |
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| Author: | wannabeeahack [ Fri Jul 12, 2013 6:53 pm ] |
| Post subject: | Re: who is responsible for damage? |
it happened on his shift, its his fault, but offer him the option to repair ir, or pay whatever it costs at the body shop over 3 months if hes been a decent driver, the alternative is go via the insurance and he pays any excess |
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| Author: | Sussex [ Fri Jul 12, 2013 7:23 pm ] |
| Post subject: | Re: who is responsible for damage? |
grandad wrote: If a driver is renting a car from an owner on a split bag basis and they damage the car, who is responsible for the payment of the repairs? The owner or the driver? Both. The driver because he was driving, and the owner because he was allowing the driver to drive. |
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| Author: | wannabeeahack [ Fri Jul 12, 2013 7:42 pm ] |
| Post subject: | Re: who is responsible for damage? |
All of this should be confirmed BEFORE a driver takes a car out |
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| Author: | grandad [ Fri Jul 12, 2013 8:36 pm ] |
| Post subject: | Re: who is responsible for damage? |
gusmac wrote: What does it say in the agreement between driver and owner? Nothing at all about damage. |
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| Author: | grandad [ Fri Jul 12, 2013 8:40 pm ] |
| Post subject: | Re: who is responsible for damage? |
sasha wrote: Driver. They caused they damage, they pay. If it warrants an insurance claim then the driver pays the excess. Is this just an opinion or is this the legal position? The drivers do pay £4.20 per shift for insurance, although the owner is saying that this is for public liability insurance and not vehicle insurance. That must be very expensive public liability cover though with 3 shifts a day it could bring in £4599 per year. |
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| Author: | gusmac [ Fri Jul 12, 2013 11:16 pm ] |
| Post subject: | Re: who is responsible for damage? |
grandad wrote: gusmac wrote: What does it say in the agreement between driver and owner? Nothing at all about damage. Well if the driver says "not my problem" and walks away, I'd say the owner is left holding 100% of an empty bag. ![]() Should have been in the agreement.
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| Author: | United Taxis 11 [ Sat Jul 13, 2013 2:00 am ] |
| Post subject: | Re: who is responsible for damage? |
grandad wrote: wannabeeahack wrote: grandad wrote: If a driver is renting a car from an owner on a split bag basis and they damage the car, who is responsible for the payment of the repairs? The owner or the driver? what damage? Both doors on one side of the car were damaged when the driver hit a bollard. Allegedly causing £1300 damage. Must have been going at some speed to cause £1300 worth of damage to two doors |
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| Author: | Foxtrot26 [ Sat Jul 13, 2013 7:39 am ] |
| Post subject: | Re: who is responsible for damage? |
grandad wrote: sasha wrote: Driver. They caused they damage, they pay. If it warrants an insurance claim then the driver pays the excess. Is this just an opinion or is this the legal position? The drivers do pay £4.20 per shift for insurance, although the owner is saying that this is for public liability insurance and not vehicle insurance. That must be very expensive public liability cover though with 3 shifts a day it could bring in £4599 per year. So the owner aka operator of the car doesn't have an insurance policy In place for the vehicle that covers public/private hire He is either a, pulling a fast one with the driver or b, an utter cowboy who the LA shouldn't let anywhere near the trade |
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| Author: | grandad [ Sat Jul 13, 2013 9:52 am ] |
| Post subject: | Re: who is responsible for damage? |
United Taxis 11 wrote: grandad wrote: Both doors on one side of the car were damaged when the driver hit a bollard. Allegedly causing £1300 damage. Must have been going at some speed to cause £1300 worth of damage to two doors No, it was very low speed. That is why I said "allegedly" The car was repaired by putting 2 second hand doors on. |
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| Author: | grandad [ Sat Jul 13, 2013 9:56 am ] |
| Post subject: | Re: who is responsible for damage? |
Foxtrot26 wrote: So the owner aka operator of the car doesn't have an insurance policy In place for the vehicle that covers public/private hire He is either a, pulling a fast one with the driver or b, an utter cowboy who the LA shouldn't let anywhere near the trade The insurance will cover public/private hire, but it may be that the cover is third party and not fully comp. I think you are totally correct with part (a), and also correct with the first part of (b). |
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