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more daft questions
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Author:  wannabeeahack [ Tue Aug 12, 2014 1:00 pm ]
Post subject:  more daft questions
whats the last one cos my brokers dont know!


We are currently updating all our records and we require you to provide us with copies of your valid Insurance documents and a copy of your O Licence Summary for PCV holders.



For clarification: These are the Insurance documents you should hold and the documents must explicitly state the correct level of indemnity -
Public liability ? Minimum level of indemnity £10 million
Employer liability - Minimum level of indemnity £10 million
( not for sole traders unless employing a passenger assistant)
Motor insurance - Minimum level of indemnity £5 million
Author:  wannabeeahack [ Tue Aug 12, 2014 1:25 pm ]
Post subject:  Re: more daft questions
why would it state a MINIMUM level of indemnity? i thought it was usually the MAXIMUM
Author:  grandad [ Tue Aug 12, 2014 4:04 pm ]
Post subject:  Re: more daft questions
wannabeeahack wrote:
why would it state a MINIMUM level of indemnity? i thought it was usually the MAXIMUM
It would state the minimum because that is the minimum that they require you to have, if you want or require a greater indemnity for any reason then that would be ok.
Author:  wannabeeahack [ Tue Aug 12, 2014 4:06 pm ]
Post subject:  Re: more daft questions
grandad wrote:
wannabeeahack wrote:
why would it state a MINIMUM level of indemnity? i thought it was usually the MAXIMUM
It would state the minimum because that is the minimum that they require you to have, if you want or require a greater indemnity for any reason then that would be ok.


doh...with you, i was looking at from the wrong way

but does it show on your documents cos it dont on mine, remember its MI not PL, which I have seperate
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