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 Post subject: The silly season.
PostPosted: Sun Nov 02, 2014 3:33 pm 
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Location: Over here.
My A.A is due for renewal!

Last year as a "Much Valued Customer" they billed me for £237 :shock: anyway after a stand-off.......like "I am not paying that"......and a "Well that is the price sir" :roll: I left it (just like a game of poker) until they got back to me after expiration. The bottom line being is that we got it down to £119 (taxi (cab) cover), (home start), (get the vehicle home from wherever etc).

This year as a "Much Valued Customer" they have billed me for.......£272 :shock: :shock: :shock: .......with a "If you do nothing - " You don't have to call us to renew" .........."As you pay by continuous annual payment - we will take £272.68p from your account on xxxxxxx".

Now that really does tick me off, as I cannot for one minute imagine that at any time that I would agree Or sign up to allow that to happen [-X

Needless to say........IT WILL NOT BE HAPPENING .......don't they ever learn. #-o

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 Post subject: Re: The silly season.
PostPosted: Sun Nov 02, 2014 4:05 pm 
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Location: Twixt Heaven and Hell, but nearest Hell
Swinton do taxi breakdown from £8 a month with onward travel

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 Post subject: Re: The silly season.
PostPosted: Sun Nov 02, 2014 10:21 pm 
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Just cancel any direct debits for them and wait for the call.

TBH it's a con, and it needs to stop.

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 6:43 am 
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Sussex wrote:
Just cancel any direct debits for them and wait for the call.

TBH it's a con, and it needs to stop.

It is not quite as simple as that to cancel a continuous direct debit, as many have found with things like gym membership (not a problem I have). They have continuous authority to keep taking your money. You cancel the direct debit and they simply set up another one. My dad stopped driving, sold his car and moved to Spain. It took me weeks to get the AA to agree to cancel the direct debit. It was getting to the point where I thought the only way to stop the payment was to get my dad to close his bank account and open a new one.

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 12:41 pm 
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I have looked it up on google, others have obviously had problems long before me..........


http://www.google.co.uk/url?sa=t&rct=j& ... GU&cad=rja

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 2:17 pm 
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Location: Twixt Heaven and Hell, but nearest Hell
grandad wrote:
Sussex wrote:
Just cancel any direct debits for them and wait for the call.

TBH it's a con, and it needs to stop.

It is not quite as simple as that to cancel a continuous direct debit, as many have found with things like gym membership (not a problem I have). They have continuous authority to keep taking your money. You cancel the direct debit and they simply set up another one. My dad stopped driving, sold his car and moved to Spain. It took me weeks to get the AA to agree to cancel the direct debit. It was getting to the point where I thought the only way to stop the payment was to get my dad to close his bank account and open a new one.


Cancelling a DDM is easy, its a "continous card payment" thats hard but it can be done, report the card lost....lol

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 2:54 pm 
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wannabeeahack wrote:
Swinton do taxi breakdown from £8 a month with onward travel


I meant to ask you....what is the deal with Swinton, bearing in mind mine is recognisable as a taxi and not a saloon :wink:

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 3:36 pm 
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Cabby John 1 wrote:
wannabeeahack wrote:
Swinton do taxi breakdown from £8 a month with onward travel


I meant to ask you....what is the deal with Swinton, bearing in mind mine is recognisable as a taxi and not a saloon :wink:


http://www.swinton.co.uk/taxi-insurance ... own-cover/

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 9:29 pm 
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wannabeeahack wrote:
grandad wrote:
Sussex wrote:
Just cancel any direct debits for them and wait for the call.

TBH it's a con, and it needs to stop.

It is not quite as simple as that to cancel a continuous direct debit, as many have found with things like gym membership (not a problem I have). They have continuous authority to keep taking your money. You cancel the direct debit and they simply set up another one. My dad stopped driving, sold his car and moved to Spain. It took me weeks to get the AA to agree to cancel the direct debit. It was getting to the point where I thought the only way to stop the payment was to get my dad to close his bank account and open a new one.


Cancelling a DDM is easy, its a "continous card payment" thats hard but it can be done, report the card lost....lol

On line it takes all of two seconds to cancel anything.

Move your account online and delete to buggery.

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 9:56 pm 
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Sussex wrote:
On line it takes all of two seconds to cancel anything.

Move your account online and delete to buggery.

The point is that unless you have the authority of whoever has the continuing direct debit, they can simply reinstate it. you have given your authority to this. Without their agreement you would have to change your account.

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 11:08 pm 
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grandad wrote:
Sussex wrote:
On line it takes all of two seconds to cancel anything.

Move your account online and delete to buggery.

The point is that unless you have the authority of whoever has the continuing direct debit, they can simply reinstate it. you have given your authority to this. Without their agreement you would have to change your account.

Not online.

You tell your bank you are the only person who sets up direct debits or standing orders, and that's that.

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 Post subject: Re: The silly season.
PostPosted: Mon Nov 03, 2014 11:41 pm 
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Posts: 184
Before I sold my ph vehicle I paid 37 pounds for the year! How do they make money!?


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 Post subject: Re: The silly season.
PostPosted: Tue Nov 04, 2014 2:28 am 
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southwalesph wrote:
Before I sold my ph vehicle I paid 37 pounds for the year! How do they make money!?


I would wager that they covered it up that you were P.H. (someone on commission) and treated you like a normal motorist on minimum cover.

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 Post subject: Re: The silly season.
PostPosted: Tue Nov 04, 2014 7:44 am 
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Sussex wrote:
grandad wrote:
Sussex wrote:
On line it takes all of two seconds to cancel anything.

Move your account online and delete to buggery.

The point is that unless you have the authority of whoever has the continuing direct debit, they can simply reinstate it. you have given your authority to this. Without their agreement you would have to change your account.

Not online.

You tell your bank you are the only person who sets up direct debits or standing orders, and that's that.

If you say so. But that was not the experience that I and many thousands of others had.

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 Post subject: Re: The silly season.
PostPosted: Tue Nov 04, 2014 5:14 pm 
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Joined: Tue Apr 24, 2007 6:31 pm
Posts: 12045
Location: Aberdeen
Try reminding them of this:

http://www.directdebit.co.uk/directdebi ... antee.aspx

You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify the organisation.

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