Taxi Driver Online :: View topic - What's the best way to finance a car for private hire?

Taxi Centre Glasgow by far the best

What's the best way to finance a new or at the very oldest 1 year old car for private hire? Hire purchase, personal loan?

I've heard its possible to hand the car back mid term if its a hire purchase deal which sounds appealing a ill likely change my car every 30 to 36 months?

My credit score is very good and i have the option of a personal loan at 3.5% apr

Goku wrote:

Some dealers do 0% finance, but other than that I would get a personal loan at 3.5% and shop around.

Sussex wrote:

Goku wrote:

Some dealers do 0% finance, but other than that I would get a personal loan at 3.5% and shop around.

Doubt you'd get 0% on a Taxi.

wannabeeahack wrote:

dont tell em?

And if they find out? You'll wake up one morning seeing your tool being towed away.

wannabeeahack wrote:

dont tell em?

And if they find out? You'll wake up one morning seeing your tool being towed away.

Get VAT registered, get a new car on lease, get the vat back every month, hand car back every 2 years, get a new one, pay less tax.

Doubt you'd get 0% on a Taxi.

Nidge2 wrote:

Doubt you'd get 0% on a Taxi.

Nidge2 wrote:

wannabeeahack wrote:

dont tell em?

And if they find out? You'll wake up one morning seeing your tool being towed away.

why? all they want is the repayments

ive bought cars for taxi work and vans for courier work (45,000 miles a year), never been asked

Author:	Goku [ Fri Mar 18, 2016 2:12 pm ]
Post subject:	What's the best way to finance a car for private hire?
What's the best way to finance a new or at the very oldest 1 year old car for private hire? Hire purchase, personal loan? I've heard its possible to hand the car back mid term if its a hire purchase deal which sounds appealing a ill likely change my car every 30 to 36 months? My credit score is very good and i have the option of a personal loan at 3.5% apr

Author:	trotskys twin [ Fri Mar 18, 2016 3:59 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Taxi Centre Glasgow by far the best

Author:	Nidge2 [ Fri Mar 18, 2016 6:06 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
trotskys twin wrote: Taxi Centre Glasgow by far the best Or there's Cabs For Less who like Cab Direct and the Taxi Centre use Rainworth Skoda near me for their motors. Give Rainworth Skoda a ring, they've got some cracking lease purchase deals on at the moment.

Author:	wannabeeahack [ Fri Mar 18, 2016 6:15 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
as Sir Nigel de Mansfield says, cabs4less, he got me a discount and 4% interest but only cos the 15 plate came out when i wanted a car, currently quoting £15,999 OTR for 1.6tdi Superb hatch (plus colours plus real spare) being vat regd i got my deposit paid by the VATman....£2750 discount besides what Cabs4less got me off

Author:	Sussex [ Fri Mar 18, 2016 7:31 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Goku wrote: What's the best way to finance a new or at the very oldest 1 year old car for private hire? Hire purchase, personal loan? I've heard its possible to hand the car back mid term if its a hire purchase deal which sounds appealing a ill likely change my car every 30 to 36 months? My credit score is very good and i have the option of a personal loan at 3.5% apr Some dealers do 0% finance, but other than that I would get a personal loan at 3.5% and shop around.

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Author:	Nidge2 [ Fri Mar 18, 2016 8:46 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Sussex wrote: Goku wrote: What's the best way to finance a new or at the very oldest 1 year old car for private hire? Hire purchase, personal loan? I've heard its possible to hand the car back mid term if its a hire purchase deal which sounds appealing a ill likely change my car every 30 to 36 months? My credit score is very good and i have the option of a personal loan at 3.5% apr Some dealers do 0% finance, but other than that I would get a personal loan at 3.5% and shop around. Doubt you'd get 0% on a Taxi.

Author:	wannabeeahack [ Fri Mar 18, 2016 9:35 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Nidge2 wrote: Sussex wrote: Goku wrote: What's the best way to finance a new or at the very oldest 1 year old car for private hire? Hire purchase, personal loan? I've heard its possible to hand the car back mid term if its a hire purchase deal which sounds appealing a ill likely change my car every 30 to 36 months? My credit score is very good and i have the option of a personal loan at 3.5% apr Some dealers do 0% finance, but other than that I would get a personal loan at 3.5% and shop around. Doubt you'd get 0% on a Taxi. dont tell em?

Author:	Nidge2 [ Sat Mar 19, 2016 6:53 am ]
Post subject:	Re: What's the best way to finance a car for private hire?
wannabeeahack wrote: dont tell em? And if they find out? You'll wake up one morning seeing your tool being towed away.

Author:	Midlife martyr [ Sat Mar 19, 2016 1:14 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Nidge2 wrote: wannabeeahack wrote: dont tell em? And if they find out? You'll wake up one morning seeing your tool being towed away. Makes my eyes water just thinking about it

Author:	wannabeeahack [ Sat Mar 19, 2016 9:22 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Nidge2 wrote: wannabeeahack wrote: dont tell em? And if they find out? You'll wake up one morning seeing your tool being towed away. why? all they want is the repayments ive bought cars for taxi work and vans for courier work (45,000 miles a year), never been asked

Author:	roythebus [ Sat Mar 19, 2016 10:13 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Get VAT registered, get a new car on lease, get the vat back every month, hand car back every 2 years, get a new one, pay less tax.

Author:	wannabeeahack [ Sat Mar 19, 2016 10:23 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
roythebus wrote: Get VAT registered, get a new car on lease, get the vat back every month, hand car back every 2 years, get a new one, pay less tax. most wont do that cos cash fares would have to inc vat and they dont invoice the account work they do direct, its via a base so theyd have a total loss on vat returns, paying to to HMRC but not getting as input from work...

Author:	Sussex [ Sat Mar 19, 2016 11:15 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
Nidge2 wrote: Doubt you'd get 0% on a Taxi.

Author:	wannabeeahack [ Sun Mar 20, 2016 11:02 am ]
Post subject:	Re: What's the best way to finance a car for private hire?
Sussex wrote: Nidge2 wrote: Doubt you'd get 0% on a Taxi. when you check the fine print theres always a catch, it might say 0% but they make it up somewhere

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Author:	Nidge2 [ Sun Mar 20, 2016 1:17 pm ]
Post subject:	Re: What's the best way to finance a car for private hire?
wannabeeahack wrote: Nidge2 wrote: wannabeeahack wrote: dont tell em? And if they find out? You'll wake up one morning seeing your tool being towed away. why? all they want is the repayments ive bought cars for taxi work and vans for courier work (45,000 miles a year), never been asked Not if it had to go in for warranty work with 80k on a 18 month old motor. The dealer will notify the finance house. I've seen it happen not so long ago round here.