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| Author: | grandad [ Fri Oct 07, 2016 3:09 pm ] |
| Post subject: | insurance renewal |
I have just had a call from a broker to tell me their best price for my insurance renewal. He finished off by saying that this was the best price I would get because the underwrighter told him he had seen the same fleet for quoting at least 10 times niow and if he saw it again he would pull the quote completely. I wouldn't mind but I have only asked 4 brokers for quotes.
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| Author: | grandad [ Fri Oct 07, 2016 4:12 pm ] |
| Post subject: | Re: insurance renewal |
Anyone with qudos insurance? |
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| Author: | ven2112 [ Fri Oct 07, 2016 4:37 pm ] |
| Post subject: | Re: insurance renewal |
i just got a letter today off enterprise insurance informing me that my insurance will be cancelled on the 27th of oct ( although it runs out in april next year) i have 2 choices now, either carry it on for the next 6 months with another company that has said they will honour the next 6 months, or take out a new 12 month policy, the bloke on the phone advised me to carry on with the next 6 months as, if everyone who is affected & decide to take out a new policy on the 27th it will be bedlam next year on the renewal dates at the office , now as i said to the bloke on the phone , what you are saying is that you will have a years notice to prepare for that day & wont be able to cope ?? he said no , anyway, under the compensation rules i will get back 90% of my yearly policy ( even though i have only paid 6 months, how? i have no idea) but how long it takes to actually come through no one knows as its country wide issue
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| Author: | grandad [ Fri Oct 07, 2016 5:14 pm ] |
| Post subject: | Re: insurance renewal |
ven2112 wrote: i just got a letter today off enterprise insurance informing me that my insurance will be cancelled on the 27th of oct ( although it runs out in april next year) i have 2 choices now, either carry it on for the next 6 months with another company that has said they will honour the next 6 months, or take out a new 12 month policy, the bloke on the phone advised me to carry on with the next 6 months as, if everyone who is affected & decide to take out a new policy on the 27th it will be bedlam next year on the renewal dates at the office , now as i said to the bloke on the phone , what you are saying is that you will have a years notice to prepare for that day & wont be able to cope ?? he said no , anyway, under the compensation rules i will get back 90% of my yearly policy ( even though i have only paid 6 months, how? i have no idea) but how long it takes to actually come through no one knows as its country wide issueI thought I read it as 90% of the pro-rata premium. |
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| Author: | edders23 [ Fri Oct 07, 2016 5:47 pm ] |
| Post subject: | Re: insurance renewal |
just found out one of my drivers was insured with enterprise as well all the quotes are coming out at about 40% higher. No wonder they went bust
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| Author: | Midlife martyr [ Fri Oct 07, 2016 6:06 pm ] |
| Post subject: | Re: insurance renewal |
Just a thought if you pay your insurance with a credit card would that have given you any protection? |
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| Author: | ven2112 [ Fri Oct 07, 2016 6:09 pm ] |
| Post subject: | Re: insurance renewal |
Quote: I thought I read it as 90% of the pro-rata premium. well like i asked, how can i get 90% of my yearly policy even though i only paid 6 months, he said it was the compensation laws tbh , they are a canny company & only ever visit them once yearly, never have a problem, i have a fiat doblo , 1.9 multijet on a 06 plate tpft £23 per week ( plus a £70 one off payment for breakdown)
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| Author: | cabbyman [ Fri Oct 07, 2016 6:24 pm ] |
| Post subject: | Re: insurance renewal |
Midlife martyr wrote: Just a thought if you pay your insurance with a credit card would that have given you any protection? s75 Consumer Credit Act |
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| Author: | ven2112 [ Fri Oct 07, 2016 7:07 pm ] |
| Post subject: | Re: insurance renewal |
Midlife martyr wrote: Just a thought if you pay your insurance with a credit card would that have given you any protection? i pay weekly at the corner shop
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| Author: | grandad [ Fri Oct 07, 2016 7:17 pm ] |
| Post subject: | Re: insurance renewal |
edders23 wrote: just found out one of my drivers was insured with enterprise as well all the quotes are coming out at about 40% higher. No wonder they went bust ![]() Last year with enterprise we paid 929.70 per vehicle. This year our best price so far is £1008.25 per vehicle. We have had 1 small claim this year though (approx £3000). |
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| Author: | edders23 [ Fri Oct 07, 2016 8:43 pm ] |
| Post subject: | Re: insurance renewal |
grandad wrote: edders23 wrote: just found out one of my drivers was insured with enterprise as well all the quotes are coming out at about 40% higher. No wonder they went bust ![]() Last year with enterprise we paid 929.70 per vehicle. This year our best price so far is £1008.25 per vehicle. We have had 1 small claim this year though (approx £3000). I just renewed at £5100 for 3 vehicles and was getting quotes as high as £10000 |
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| Author: | grandad [ Fri Oct 07, 2016 9:55 pm ] |
| Post subject: | Re: insurance renewal |
edders23 wrote: grandad wrote: edders23 wrote: just found out one of my drivers was insured with enterprise as well all the quotes are coming out at about 40% higher. No wonder they went bust ![]() Last year with enterprise we paid 929.70 per vehicle. This year our best price so far is £1008.25 per vehicle. We have had 1 small claim this year though (approx £3000). I just renewed at £5100 for 3 vehicles and was getting quotes as high as £10000 OUCH! |
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| Author: | wannabeeahack [ Fri Oct 07, 2016 10:22 pm ] |
| Post subject: | Re: insurance renewal |
you qualify for 90% of the remaining policy, mine started jan 1st so november 1st = 10 months cover, cost a grand so thats £800 worth leaving £200...90% = £180 if i live long enough to see it |
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| Author: | ven2112 [ Sat Oct 08, 2016 11:39 am ] |
| Post subject: | Re: insurance renewal |
wannabeeahack wrote: you qualify for 90% of the remaining policy, mine started jan 1st so november 1st = 10 months cover, cost a grand so thats £800 worth leaving £200...90% = £180 if i live long enough to see it no, i specifaclly asked him & he insists its 90% of the whole policy, although i do think you are correct mate |
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| Author: | wannabeeahack [ Sat Oct 08, 2016 12:11 pm ] |
| Post subject: | Re: insurance renewal |
ven2112 wrote: wannabeeahack wrote: you qualify for 90% of the remaining policy, mine started jan 1st so november 1st = 10 months cover, cost a grand so thats £800 worth leaving £200...90% = £180 if i live long enough to see it no, i specifaclly asked him & he insists its 90% of the whole policy, although i do think you are correct mate[/quote frankly a refund is as likely as me getting raped by a tulip |
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