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 Post subject: Extra premium for why?..
PostPosted: Mon Aug 19, 2019 2:28 pm 
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Joined: Tue Apr 29, 2008 4:06 pm
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Location: A City near Birmingham
A mate went bankrupt in November and now hes struggling to get re-insured... thing is hes paying CASH not on credit, but quotes are coming in.....£600 more than last year


Are we all just cannon fodder to line everyones pockets?

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PostPosted: Mon Aug 19, 2019 3:16 pm 
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wannabeeahack wrote:
A mate went bankrupt in November and now hes struggling to get re-insured... thing is hes paying CASH not on credit, but quotes are coming in.....£600 more than last year


Are we all just cannon fodder to line everyones pockets?



If he is a licensed person ,he is very lucky as normally you could not be licensed if you were bankrupt.


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PostPosted: Mon Aug 19, 2019 3:33 pm 
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Joined: Sat Apr 01, 2006 11:47 pm
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Location: Stamford Britains prettiest town till SKDC ruined it
unfortunately your credit score affects your insurance and his will be very low they treat you as High risk so the premium reflects that

If he has been made bankrupt then he will have enormous difficulty renewing his badge

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PostPosted: Mon Aug 19, 2019 6:09 pm 
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edders23 wrote:

If he has been made bankrupt then he will have enormous difficulty renewing his badge



They don't credit score you when you apply for a badge, it doesn't show up on your DBS either!!


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PostPosted: Mon Aug 19, 2019 8:57 pm 
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heathcote wrote:
If he is a licensed person ,he is very lucky as normally you could not be licensed if you were bankrupt.



Why?

the biggest group OF bankrupts ARE taxi drivers, bankruptcy has many causes from illness to unemployment and divorce..rarely are they burglars or muggers

our proposed policy had this puritanical victorian thinking but it wasnt included in the version passed by the council

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PostPosted: Mon Aug 19, 2019 8:59 pm 
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Credit checks are part of the I.D. checks against the Electoral roll, etc, do one you get both.

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