Taxi Driver Online

If your driving someone elses car, all insured and covered (on the owners insurance) minding your own business and a tractor/forks dow, hits the back of the car, you have 6 physio sessions but no compo (this was 6 years ago) would you expect it adversely affect YOUR taxi insurance now?...

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Of all the things ive lost, i miss my mind the most

When we renew our fleet policy we are required to provide our claims experience for the last 3 years. This has been an issue because 3 years ago one of our drivers ran over a chap who had collapsed in the road due to drink and the claim has not yet been settled but a sum of £200,000 has been set aside. This October we don't have to declare that incident so we will see if it makes a difference come October.

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Grandad,
To support my charity text MAYORWALK to 70085 to donate £5

Not after six years. Pretty sure any claim has to be bought before the court within 6 years.

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IDFIMH

This was mentioned in the bus driver's CPC course I attended last year.

There's a statute limit of 6 years but certainly anything less than 6 years needs to be declared even a non-fault accident, driving someone else's car/taxi/bus. It's all on the central database and yes, they do check up. Don't declare and your insurance could be null and void for failing to declare.

And going slightly off thread but on topic, insurance premiums for all London bus operators (TfL) have increased substantially due to the number of cyclists choosing to get killed by buses. Rates have gone up by 50% in some cases and on a policy costing maybe £12k a year, with my firm running 100 buse, it's a huge increase. TfL are "concerned" as to how it will affect tender prices. The law of unintended consequences again.