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 Post subject: Re: fleet insurance
PostPosted: Thu Aug 26, 2021 10:00 pm 
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Joined: Tue Oct 18, 2011 7:36 pm
Posts: 1208
wannabeeahack wrote:
Sussex wrote:
Quote:
why cant they just state the lowest price instead of this stupid turkey dance every year

Because a significant % of people don't undertake the turkey dance, they just hand over their bank details.


and they threw in protected NCB


You have to be careful with protected NCB, it just means your NCB is protected by that insurer in the event of an accident. If you have an accident and your renewal quote has increased ( not because of the accident, just the usual price fluctuation) as far as any other insurer is concerned, you have had
an accident and the policy will be ‘loaded’ because of that.


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 Post subject: Re: fleet insurance
PostPosted: Fri Aug 27, 2021 1:46 pm 
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Joined: Tue Apr 29, 2008 4:06 pm
Posts: 23158
Location: A City near Birmingham
x-ray wrote:
You have to be careful with protected NCB, it just means your NCB is protected by that insurer in the event of an accident. If you have an accident and your renewal quote has increased ( not because of the accident, just the usual price fluctuation) as far as any other insurer is concerned, you have had
an accident and the policy will be ‘loaded’ because of that.


I am aware, this isnt my first rodeo..

you keep the NCB, but the risk is still higher = higher premiums

i also have protected excess, i have to pay it but claim it back

anyone vat registered has to pay the vat on the excess and include it their vat return somehow...(to get it back, if at all/ever)

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 Post subject: Re: fleet insurance
PostPosted: Sat Aug 28, 2021 11:11 am 
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Joined: Tue Oct 18, 2011 7:36 pm
Posts: 1208
Not everyone reading this may be as ‘knowledgeable’ as you Wanna, I thought it might be useful information to other people. :roll:


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 Post subject: Re: fleet insurance
PostPosted: Sat Aug 28, 2021 1:49 pm 
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Joined: Thu Sep 07, 2006 8:26 pm
Posts: 8372
x-ray wrote:
Not everyone reading this may be as ‘knowledgeable’ as you Wanna, I thought it might be useful information to other people. :roll:

I found it useful :D

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Justice for the 96. It has only taken 27 years...........repeat the same lies for 27 years and the truth sounds strange to people!


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