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PostPosted: Fri Jul 10, 2015 5:36 pm 
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mancityfan wrote:
6 Limitations as to use

Use for social domestic and pleasure purposes and for private and public hire including the carriage of passengers and goods for hire and reward

The policy does not cover use for hiring, the letting on hire, the carriage of passengers or goods for hire or reward, racing, pacemaking, track days, use in any contest, reliability or speed trial, or use for any purpose in connection with the motor trade, except where included in 6 above.
Eh ? Covered and not covered for hire and reward ?!? :?


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PostPosted: Fri Jul 10, 2015 6:25 pm 
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sasha wrote:
except where included in 6 above

Is the important bit.

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PostPosted: Fri Jul 10, 2015 6:40 pm 
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sasha wrote:
mancityfan wrote:
6 Limitations as to use

Use for social domestic and pleasure purposes and for private and public hire including the carriage of passengers and goods for hire and reward

The policy does not cover use for hiring, the letting on hire, the carriage of passengers or goods for hire or reward, racing, pacemaking, track days, use in any contest, reliability or speed trial, or use for any purpose in connection with the motor trade, except where included in 6 above.
Eh ? Covered and not covered for hire and reward ?!? :?

I read that on my policy and checked with the insurer. The answer is what Sussex posted above.

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PostPosted: Sun Jul 19, 2015 10:52 pm 
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My policy has similar wording; the exception in the first paragraph over-rides the next bit.

Carrying "the letter" could be construed as carrying goods for hire and reward, in which case you don't need a taxi licence anyway. He was being paid to deliver a letter Carrying goods for hire and reward is dealt with in the case of Lindblom (or was it Lindberg?), a Swedish case relating to use of tachographs, but very well defines what is the carriage of goods for hire and reward. The EU has already stated that that case could also apply to the carriage of passengers for hire and reward.


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