Taxi Driver Online

Hi All,

I decided to Rent to Buy a PH vehicle and I subsequently received a contract (of sorts).
The 'weasel' I am buying the car from has a few lads currently Renting to Buy and the rest of his cars are Settle.

However, all of the cars have been put on a Fleet Insurance Policy with the 'weasel' as the policyholder.

If I have a contract and receipts to show I am making payments to purchase the vehicle and I have statements showing my 'Insurance Payments' so.....my question is...Should it have been included on a Fleet Policy ?

And....I am buying the car and pay for its insurance but I am not named as the policyholder so therefore I will have no say whatsoever if I am involved in an accident.

Has anyone else been in this situation ? How can I get the legalities of this clarified ?

Any advice appreciated

The car is in the name of the seller until such times he decides to change it to you, which I suspect will be when you finish paying for it.

Until then, he, as the license holder, has a duty to insure it.

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IDFIMH

Interesting that you say that you have a contract to say that you are making payments for the purchase of the vehicle. Does the person that you are paying have a license to provide credit?

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Grandad,

I bet he doesn't.

Have you spoken to anyone who has completed a 'Hire to Buy' with this Operator?

As you will be spending a very large sum of money, possibly 30, or even 40, thousand £'s before the Contract is completed. It would make sense to spend a couple of Hundred £'s and get a lawyer to check the Contract for you.

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Don't dream it ~ Be it.

I know he doesn't.

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IDFIMH

If your paying out more than £100 per week go and buy your own car, at least you will know its yours, what if you get the sack you will have paid for nothing

Maybe under those circumstances the owner would refund all the payments already made.

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Grandad,

grandad: - Do you believe in Fairies as well?

I would reckon that that is part of the Plan: Get someone to pay Rent+ for as long as you can and then sack him for a Gross Misdemeanour of some kind. There'll be nothing that he can do.

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Don't dream it ~ Be it.