Taxi Driver Online

UK cab trade debate and advice
It is currently Thu Apr 30, 2026 5:55 pm

All times are UTC [ DST ]




Post new topic Reply to topic  [ 14 posts ] 
Author Message
PostPosted: Tue Jul 29, 2014 12:13 am 
Offline
User avatar

Joined: Mon Dec 23, 2013 10:15 am
Posts: 132
Location: Colon
I have been battling with work load for the past 6 months. Now I have 2 more drivers joining next week. I have to redo my dispatch/booking system to make it easy for sharing info/journeys and other info. So I need all the time I can get now that I can have some relief.

Meanwhile, I have been looking for insurance for this young fellas. For 3 MPV's all owned by operator & licensed for any of the drivers to drive OR maybe just each driver assigned a particular car. I was wondering if any of you good people can help with tips on this.

What are the kind of insurance do you know are in use in PH?

I know of Fleet Insurance, Commercial car insurance and not sure about how Group Insurance works.

Thanks.

_________________
LiLo


Top
 Profile  
 
PostPosted: Tue Jul 29, 2014 7:11 am 
Offline
User avatar

Joined: Wed Sep 03, 2003 7:30 pm
Posts: 57349
Location: 1066 Country
I think every type of insurance is available, but I suspect like us all you want the cheapest.

Not sure if a fleet policy will be cheapest for three cars, it might be cheaper to have named drivers on certain cars.

However the youth will be expensive, so maybe it might be best to limit him to just one motor.

Alternatively have a policy that allows any driver to drive any motor. Might be a bit more expensive with the youth, but the flexibility is a bonus.

Give Westminster a ring, as generally they are quite competitive in these situations.

_________________
IDFIMH


Top
 Profile  
 
PostPosted: Tue Jul 29, 2014 9:49 am 
Offline

Joined: Tue Apr 29, 2008 4:06 pm
Posts: 24391
Location: Twixt Heaven and Hell, but nearest Hell
What kind?

The expensive kind, and Private Hire costs more than Public hire (Hackney/Taxi)

_________________
Of all the things ive lost, i miss my mind the most


Top
 Profile  
 
PostPosted: Tue Jul 29, 2014 8:47 pm 
Offline
User avatar

Joined: Mon Dec 23, 2013 10:15 am
Posts: 132
Location: Colon
Sussex wrote:
I think every type of insurance is available, but I suspect like us all you want the cheapest.

Not sure if a fleet policy will be cheapest for three cars, it might be cheaper to have named drivers on certain cars.

However the youth will be expensive, so maybe it might be best to limit him to just one motor.

Alternatively have a policy that allows any driver to drive any motor. Might be a bit more expensive with the youth, but the flexibility is a bonus.

Give Westminster a ring, as generally they are quite competitive in these situations.

What do you mean by "all"?
I was looking for examples of policies that can be used for PH or Taxi.

_________________
LiLo


Top
 Profile  
 
PostPosted: Tue Jul 29, 2014 8:50 pm 
Offline
User avatar

Joined: Mon Dec 23, 2013 10:15 am
Posts: 132
Location: Colon
wannabeeahack wrote:
What kind?

The expensive kind, and Private Hire costs more than Public hire (Hackney/Taxi)

But Public Hire cannot be used for Private Hire, can it?

_________________
LiLo


Top
 Profile  
 
PostPosted: Tue Jul 29, 2014 9:11 pm 
Offline
User avatar

Joined: Sat Jul 26, 2008 3:22 pm
Posts: 14152
Location: Wirral
theCrab wrote:
wannabeeahack wrote:
What kind?

The expensive kind, and Private Hire costs more than Public hire (Hackney/Taxi)

But Public Hire cannot be used for Private Hire, can it?


Nope it can't, when I was looking for fleet policy the average price started at £3,000 per vehicle but decreased over 3 years to around £900 if there where little or no accidents.

_________________
Note to self: Just because it pops into my head does NOT mean it should come out of my mouth!!


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 3:46 am 
Offline

Joined: Tue Apr 03, 2007 11:27 pm
Posts: 20130
toots wrote:
theCrab wrote:
wannabeeahack wrote:
What kind?

The expensive kind, and Private Hire costs more than Public hire (Hackney/Taxi)

But Public Hire cannot be used for Private Hire, can it?


Nope it can't, when I was looking for fleet policy the average price started at £3,000 per vehicle but decreased over 3 years to around £900 if there where little or no accidents.

My fleet policy covers both public and private hire. I pay the same premium for each vehicle in the fleet which includes 4,6,8 and 16 passenger vehicles. Last year the renewal was just over £1,000 per vehicle.

_________________
Grandad,


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 2:42 pm 
Offline

Joined: Tue Apr 29, 2008 4:06 pm
Posts: 24391
Location: Twixt Heaven and Hell, but nearest Hell
theCrab wrote:
wannabeeahack wrote:
What kind?

The expensive kind, and Private Hire costs more than Public hire (Hackney/Taxi)

But Public Hire cannot be used for Private Hire, can it?


Why would you given Public is cheaper than Private

Though of course a hackney vehicle can take pre-booked jobs making it a private hire vehicle sometimes....ish

_________________
Of all the things ive lost, i miss my mind the most


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 4:40 pm 
Offline
User avatar

Joined: Wed May 23, 2012 7:24 pm
Posts: 6755
theCrab wrote:
I have been battling with work load for the past 6 months. Now I have 2 more drivers joining next week. I have to redo my dispatch/booking system to make it easy for sharing info/journeys and other info. So I need all the time I can get now that I can have some relief.

Meanwhile, I have been looking for insurance for this young fellas. For 3 MPV's all owned by operator & licensed for any of the drivers to drive OR maybe just each driver assigned a particular car. I was wondering if any of you good people can help with tips on this.

What are the kind of insurance do you know are in use in PH?

I know of Fleet Insurance, Commercial car insurance and not sure about how Group Insurance works.

Thanks.


Strange on another thread you boast of driving 200 jobs with no insurance ....................why bother now Waddington Taxis :?:

_________________
All posts by this contributor are made in a strictly personal capacity

I AM PROUD TO BE A CITIZEN NOBODY'S SUBJECT http://www.republic.org.u

F88K EM ALL WHAT GOES AROUND COMES AROUND

BOOZE BOOZE BOOZE


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 5:00 pm 
Offline
User avatar

Joined: Wed May 23, 2012 7:24 pm
Posts: 6755
trotskys twin wrote:
theCrab wrote:
I have been battling with work load for the past 6 months. Now I have 2 more drivers joining next week. I have to redo my dispatch/booking system to make it easy for sharing info/journeys and other info. So I need all the time I can get now that I can have some relief.

Meanwhile, I have been looking for insurance for this young fellas. For 3 MPV's all owned by operator & licensed for any of the drivers to drive OR maybe just each driver assigned a particular car. I was wondering if any of you good people can help with tips on this.

What are the kind of insurance do you know are in use in PH?

I know of Fleet Insurance, Commercial car insurance and not sure about how Group Insurance works.

Thanks.


Strange on another thread you boast of driving 200 jobs with no insurance ....................why bother now Waddington Taxis :?:


ie Section "General" Thread bbh Private hire / let it will ya

Who is BHH Private Hire ?????????????????????

_________________
All posts by this contributor are made in a strictly personal capacity

I AM PROUD TO BE A CITIZEN NOBODY'S SUBJECT http://www.republic.org.u

F88K EM ALL WHAT GOES AROUND COMES AROUND

BOOZE BOOZE BOOZE


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 5:16 pm 
Offline

Joined: Sat Aug 04, 2012 11:17 pm
Posts: 2712
My policy simply states "the carriage of passengers for hire and reward". About £900 a year fully comp with a 13 plate car.


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 7:30 pm 
Offline

Joined: Tue Sep 21, 2010 7:35 pm
Posts: 1855
roythebus wrote:
My policy simply states "the carriage of passengers for hire and reward". About £900 a year fully comp with a 13 plate car.
I'm sure mine does as well. No mention of public or private.


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 10:08 pm 
Offline
User avatar

Joined: Mon Dec 23, 2013 10:15 am
Posts: 132
Location: Colon
trotskys twin wrote:
Strange on another thread you boast of driving 200 jobs with no insurance ....................why bother now Waddington Taxis :?:

ie Section "General" Thread bbh Private hire / let it will ya

Who is BHH Private Hire ?????????????????????

Google has been around for a while dad. It's time...

_________________
LiLo


Top
 Profile  
 
PostPosted: Wed Jul 30, 2014 10:10 pm 
Offline
User avatar

Joined: Mon Dec 23, 2013 10:15 am
Posts: 132
Location: Colon
sasha wrote:
roythebus wrote:
My policy simply states "the carriage of passengers for hire and reward". About £900 a year fully comp with a 13 plate car.
I'm sure mine does as well. No mention of public or private.

I actually got a nice quote from Westminster. For a moment I smiled.

_________________
LiLo


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 14 posts ] 

All times are UTC [ DST ]


Who is online

Users browsing this forum: No registered users and 196 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Jump to:  
Powered by phpBB® Forum Software © phpBB Group