Sussex wrote:
I actually meant on the taxi/PH vehicle license.
Dunno, none of this is in the policy document or T&C's
Your vehicle = any vehicle on the schedule
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| Author: | wannabeeahack [ Fri Jul 29, 2016 11:42 am ] |
| Post subject: | insuring via a base/fleet |
Back in the good old days owner drivers could insure taxis on a base fleet "block" insurance, the base would buy (say) 20 spots and sell on at a profit, does anyone here insure their car on a base fleet policy? |
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| Author: | Nidge2 [ Fri Jul 29, 2016 7:16 pm ] |
| Post subject: | Re: insuring via a base/fleet |
wannabeeahack wrote: Back in the good old days owner drivers could insure taxis on a base fleet "block" insurance, the base would buy (say) 20 spots and sell on at a profit, does anyone here insure their car on a base fleet policy? I know a few who do. |
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| Author: | mancityfan [ Fri Jul 29, 2016 9:26 pm ] |
| Post subject: | Re: insuring via a base/fleet |
Base insurance is very risky, I seem to remember bases were adding vehicles which they did not own on to there fleet policy, so unless bases are brokers I would avoid, who gets paid out if you have an accident? viewtopic.php?t=14241 |
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| Author: | heathcote [ Sat Jul 30, 2016 2:11 am ] |
| Post subject: | Re: insuring via a base/fleet |
I was under the impression that if you did not own it you could not insure it. |
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| Author: | grandad [ Sat Jul 30, 2016 9:14 am ] |
| Post subject: | Re: insuring via a base/fleet |
heathcote wrote: I was under the impression that if you did not own it you could not insure it. If this is correct, how would anyone who has a car on HP or leased be able to insure the vehicle? |
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| Author: | wannabeeahack [ Sat Jul 30, 2016 7:51 pm ] |
| Post subject: | Re: insuring via a base/fleet |
grandad wrote: heathcote wrote: I was under the impression that if you did not own it you could not insure it. If this is correct, how would anyone who has a car on HP or leased be able to insure the vehicle? It is the leased car question that makes it seem possible |
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| Author: | Sussex [ Sun Jul 31, 2016 9:00 am ] |
| Post subject: | Re: insuring via a base/fleet |
wannabeeahack wrote: Back in the good old days owner drivers could insure taxis on a base fleet "block" insurance, the base would buy (say) 20 spots and sell on at a profit, does anyone here insure their car on a base fleet policy? Yes. But the one the firm I work with has to be a part owner of the vehicle to get the discount/easier terms. Not really a problem with PH, but not so easy with hacks. |
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| Author: | wannabeeahack [ Sun Jul 31, 2016 8:39 pm ] |
| Post subject: | Re: insuring via a base/fleet |
Sussex wrote: wannabeeahack wrote: Back in the good old days owner drivers could insure taxis on a base fleet "block" insurance, the base would buy (say) 20 spots and sell on at a profit, does anyone here insure their car on a base fleet policy? Yes. But the one the firm I work with has to be a part owner of the vehicle to get the discount/easier terms. Not really a problem with PH, but not so easy with hacks. "owner" is a very loose term, the V5 only shows the KEEPER....an invoice is hardly a rock solid document, I dont OWN my Superb, but i am the keeper |
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| Author: | Sussex [ Mon Aug 01, 2016 7:26 pm ] |
| Post subject: | Re: insuring via a base/fleet |
wannabeeahack wrote: Sussex wrote: wannabeeahack wrote: Back in the good old days owner drivers could insure taxis on a base fleet "block" insurance, the base would buy (say) 20 spots and sell on at a profit, does anyone here insure their car on a base fleet policy? Yes. But the one the firm I work with has to be a part owner of the vehicle to get the discount/easier terms. Not really a problem with PH, but not so easy with hacks. "owner" is a very loose term, the V5 only shows the KEEPER....an invoice is hardly a rock solid document, I dont OWN my Superb, but i am the keeper I actually meant on the taxi/PH vehicle license. |
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| Author: | wannabeeahack [ Mon Aug 01, 2016 7:52 pm ] |
| Post subject: | Re: insuring via a base/fleet |
Sussex wrote: I actually meant on the taxi/PH vehicle license. Dunno, none of this is in the policy document or T&C's Your vehicle = any vehicle on the schedule
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| Author: | edders23 [ Thu Aug 11, 2016 6:06 am ] |
| Post subject: | Re: insuring via a base/fleet |
heathcote wrote: I was under the impression that if you did not own it you could not insure it. I have a driver who rents a car but has his own insurance |
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