Sussex wrote:
I wouldn't pay weekly unless you have no other choice.
Get a new insurer and go from there.
Get a new insurer and go from there.
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| Author: | ven2112 [ Mon Oct 17, 2016 6:58 pm ] |
| Post subject: | insurance (again) |
enterprise went bust , so, like i posted before need some advice, just had a letter from my insurers stating that my ins will be cancelled on the 27th of this month, now ,the thing is that the insurers want me to pay weekly for the next six months until i get my compensation from the fscs ( financial services compensation scheme), so how do i stand with this then? why should i pay for 2 cars weekly when its only insured by 1 company?, i told them to fook off & got a quote from swintons ( it was£200 a year cheaper btw), so , should i just leave my current providers & tell them to get fooked & go with swinton? do they have any come back? i don't want the compen, they can keep it tbh so, can they take me to court ?will it go on my credit score etc ? |
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| Author: | Sussex [ Mon Oct 17, 2016 7:10 pm ] |
| Post subject: | Re: insurance (again) |
I wouldn't pay weekly unless you have no other choice. Get a new insurer and go from there. |
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| Author: | ven2112 [ Mon Oct 17, 2016 7:12 pm ] |
| Post subject: | Re: insurance (again) |
Sussex wrote: I wouldn't pay weekly unless you have no other choice. Get a new insurer and go from there.
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| Author: | grandad [ Tue Oct 18, 2016 8:21 am ] |
| Post subject: | Re: insurance (again) |
Our new policy is with Qudos threw Mercury insurance brokers. They have a deal on that will allow you interest free payments if you are going to them because you had an Enterprise policy. |
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| Author: | ven2112 [ Tue Oct 18, 2016 9:39 am ] |
| Post subject: | Re: insurance (again) |
grandad wrote: Our new policy is with Qudos threw Mercury insurance brokers. They have a deal on that will allow you interest free payments if you are going to them because you had an Enterprise policy. ok mate, that still dont answer the question though,are you still paying for your enterprise policy also?? |
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| Author: | Midlife martyr [ Tue Oct 18, 2016 9:54 am ] |
| Post subject: | Re: insurance (again) |
when you pay for your insurance through an instalment plan do the payments go direct to your insurer or to a finance company, if it's the latter I suspect you wil have to keep paying as the finance company will have paid the full years premium to Enterprise and you owe that amount plus interest to them. |
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| Author: | ven2112 [ Tue Oct 18, 2016 10:03 am ] |
| Post subject: | Re: insurance (again) |
Midlife martyr wrote: when you pay for your insurance through an instalment plan do the payments go direct to your insurer or to a finance company, if it's the latter I suspect you wil have to keep paying as the finance company will have paid the full years premium to Enterprise and you owe that amount plus interest to them. ok mate, that's what i was after 
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| Author: | grandad [ Tue Oct 18, 2016 10:11 am ] |
| Post subject: | Re: insurance (again) |
ven2112 wrote: grandad wrote: Our new policy is with Qudos threw Mercury insurance brokers. They have a deal on that will allow you interest free payments if you are going to them because you had an Enterprise policy. ok mate, that still dont answer the question though,are you still paying for your enterprise policy also?? Fortunatly for us, our Enterprise policy expired on October 11th. However I would guess that if you are paying for your policy by instalments then you will actually be paying a finance company such as closer brothers or premium credit. That means that you still have to pay the monthly money unless you can come to an agreement with them. I would suggest asking them to waive the rest of the payments until you get paid out if you take out your new policy and finance it through them. it is worth a try. |
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| Author: | Sussex [ Tue Oct 18, 2016 5:37 pm ] |
| Post subject: | Re: insurance (again) |
ven2112 wrote: Midlife martyr wrote: when you pay for your insurance through an instalment plan do the payments go direct to your insurer or to a finance company, if it's the latter I suspect you wil have to keep paying as the finance company will have paid the full years premium to Enterprise and you owe that amount plus interest to them. ok mate, that's what i was after Why didn't you just say that then? |
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| Author: | ven2112 [ Tue Oct 18, 2016 5:48 pm ] |
| Post subject: | Re: insurance (again) |
Sussex wrote: ven2112 wrote: Midlife martyr wrote: when you pay for your insurance through an instalment plan do the payments go direct to your insurer or to a finance company, if it's the latter I suspect you wil have to keep paying as the finance company will have paid the full years premium to Enterprise and you owe that amount plus interest to them. ok mate, that's what i was after Why didn't you just say that then? you not read the op then ??  its here mate , save you the bother  "so how do i stand with this then? why should i pay for 2 cars weekly when its only insured by 1 company?" it was clear enough, you a teatime drinker ? 
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| Author: | wannabeeahack [ Tue Oct 25, 2016 9:41 pm ] |
| Post subject: | Re: insurance (again) |
ven2112 wrote: Midlife martyr wrote: when you pay for your insurance through an instalment plan do the payments go direct to your insurer or to a finance company, if it's the latter I suspect you wil have to keep paying as the finance company will have paid the full years premium to Enterprise and you owe that amount plus interest to them. ok mate, that's what i was after MOST instalment plans pay for a loan/HP to pay the insurers so yes....your stuffed and will have to clear the balance - even if the policy has crashed |
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| Author: | heathcote [ Wed Oct 26, 2016 12:10 am ] |
| Post subject: | Re: insurance (again) |
If you got your insurance through a loan or finance company the FSCS have stated they will be paying the compensation direct to the companies which will be used to reduce your debt. |
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| Author: | ven2112 [ Thu Oct 27, 2016 5:09 pm ] |
| Post subject: | Re: insurance (again) |
ah well, just got a new policy from swinton today, £200 cheaper p/y than the one my old ins firm came up with anyway, so i will just wait & see what happens now . its £20 a month more but still works out cheaper
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