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wannabeeahack
 Post subject: councils again
PostPosted: Tue Aug 11, 2020 1:57 pm 
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Who has had to take out employers liability and public liability on subbies doing school runs who are self employed?

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Sussex
 Post subject: Re: councils again
PostPosted: Tue Aug 11, 2020 7:13 pm 
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wannabeeahack wrote:
Who has had to take out employers liability and public liability on subbies doing school runs who are self employed?

Surely their insurance will cover it, but I suspect many operators have to cover any work they sub.

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wannabeeahack
 Post subject: Re: councils again
PostPosted: Wed Aug 12, 2020 12:06 pm 
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Sussex wrote:
wannabeeahack wrote:
Who has had to take out employers liability and public liability on subbies doing school runs who are self employed?

Surely their insurance will cover it, but I suspect many operators have to cover any work they sub.


£330 for 2 OD's PL+EL


which THEY can pay

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Tom Thumb
 Post subject: Re: councils again
PostPosted: Wed Aug 12, 2020 12:57 pm 
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If you have subcontractors then it is important that you have vicarious liability cover.

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Tom Thumb
 Post subject: Re: councils again
PostPosted: Wed Aug 12, 2020 1:05 pm 
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Tom Thumb wrote:
If you have subcontractors then it is important that you have vicarious liability cover.



Sorry, didn't finish the post.

If you give a booking to a subcontractor and he is involved in an accident, in which your passenger is injured, their lawyer will go after the subbie. If he hasn't suitable insurance (or none at all) as the agent for the booking you will be the next place a lawyers letter get sent. They will sue who they are more likely to money from.

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wannabeeahack
 Post subject: Re: councils again
PostPosted: Thu Aug 13, 2020 10:31 am 
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Location: A City near Birmingham
Employers Liabilty

If i pass a job to my son I dont need EL

If i pass a job to another OD i DO need EL

go figure


but surely if i give a job out and need EL dont the council who give me a jbo need EL on me?

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