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 Post subject: Fleet insurance tips
PostPosted: Mon Dec 23, 2013 10:26 pm 
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Joined: Mon Dec 23, 2013 10:15 am
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Location: Colon
Hello everyone,
I am thinking of expanding from a one man band to a few cars with drivers joining in. I have been looking at fleet insurance but can't find much from Google other than companies offering quotes. Does anyone have tips on how, what, where of getting a fleet insuranc fairly? I am looking at 5 Renault Scenics.

Thanks for your help in advance. :-)

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 Post subject: Re: Fleet insurance tips
PostPosted: Mon Dec 23, 2013 10:29 pm 
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Joined: Wed Sep 03, 2003 7:30 pm
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Location: 1066 Country
theCrab wrote:
Hello everyone,
I am thinking of expanding from a one man band to a few cars with drivers joining in. I have been looking at fleet insurance but can't find much from Google other than companies offering quotes. Does anyone have tips on how, what, where of getting a fleet insuranc fairly? I am looking at 5 Renault Scenics.

Thanks for your help in advance. :-)

One of the firms down here have a fleet policy with Westminster, about 50 cars on it.

http://www.mywestminsterinsurance.com/p ... Insurance/

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 Post subject: Re: Fleet insurance tips
PostPosted: Mon Dec 23, 2013 10:35 pm 
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Is 50 cars the minimum and about how much in money terms?

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 Post subject: Re: Fleet insurance tips
PostPosted: Mon Dec 23, 2013 11:26 pm 
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anything from 2 cars upwards is a fleet. Take a look in any trade magazine and you will find umpteen companys offering their services.

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 Post subject: Re: Fleet insurance tips
PostPosted: Tue Dec 24, 2013 7:21 pm 
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theCrab wrote:
Is 50 cars the minimum and about how much in money terms?

I think a fleet is 2 or more, as far as I know.

In respect of costs that really is area dependant and how old the drivers are and their driving history.

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 Post subject: Re: Fleet insurance tips
PostPosted: Tue Dec 24, 2013 8:43 pm 
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With fleet, what are the options? I thought you can just about add any driver and car to a certain agreed number :-(

Please enlighten me. Isn't fleet insurance where you can manage/add (upto a certain agreed number) cars and drivers without going through the broker all the time?

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 Post subject: Re: Fleet insurance tips
PostPosted: Tue Dec 24, 2013 9:25 pm 
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theCrab wrote:
With fleet, what are the options? I thought you can just about add any driver and car to a certain agreed number :-(

Of course you can, but the insurer will reduce premiums if he takes less risks i.e older driver, good driving history etc.

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 Post subject: Re: Fleet insurance tips
PostPosted: Wed Dec 25, 2013 2:32 pm 
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Could you explain roughly how fleet insurance works. Why it's better than having normal insurance for every car? What makes it different?

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 Post subject: Re: Fleet insurance tips
PostPosted: Wed Dec 25, 2013 4:01 pm 
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theCrab wrote:
Could you explain roughly how fleet insurance works. Why it's better than having normal insurance for every car? What makes it different?

Generally the benefits are drivers are insured to drive a number of different cars, or the cars are insured for any licensed driver.

Cost is also a benefit.

You need to speak to a broker to get what's best for you.

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