grandad wrote:
Have you asked your vehicle insurer? Our insurance has £5,000,000 as standard. We have increased this to £10,000,000 and added employers liability insurance for 14 staff on a separate policy. This extra policy is around £500 for all 14 staff.
Can't see an Escort being covered by your vehicle Public Liability insurer but the driver will be and as the drivers there in any case that should be public liability cover enough if something happens within, near or as a result of your vehicle....away from the Vehicle it should be the LA or Education departments baby.
No need to have two insurances covering the one vehicle, if the Drivers covered what else matters?