Taxi Driver Online :: View topic - insurance carry over from trade PH rental

So I got myself a Skoda Superb 62 plate 1.6 greenline 2.

Before I go and attempt to get insurance. I left my 5 years NCD at the co op and didnt bother to continue my policy as sold the car before becoming a PH driver.

I have held my badge since beginning of Jan as most of you are already aware.

So will them weeks of paying a whopping £70 a week insurance to my renter be able to be used as help in my starting a years policy?

I do know that if I was renting for a year that I could get my insurance over 9 months with a deposit for the equivalent of £42 a week.

But this is only if I have rented for the whole year. Anyone got any ideas before I start hitting the telephone tomorrow?

I will be pretty darn happy if I can get a quote ALL in for less than £2600.

5 guys up here all have insurance (seen the prices and the payments) so not fibbing, at less than £43 a week after one year renting and paying fleet for insurance.

This car will save me the best part of £30-£35 a week in fuel and if I can get my insurance down to what I hope I can. Then my total weekly outlay will drop by £55 a week.

Author:	westgatelad [ Wed May 27, 2015 8:42 pm ]
Post subject:	insurance carry over from trade PH rental
So I got myself a Skoda Superb 62 plate 1.6 greenline 2. Before I go and attempt to get insurance. I left my 5 years NCD at the co op and didnt bother to continue my policy as sold the car before becoming a PH driver. I have held my badge since beginning of Jan as most of you are already aware. So will them weeks of paying a whopping £70 a week insurance to my renter be able to be used as help in my starting a years policy? I do know that if I was renting for a year that I could get my insurance over 9 months with a deposit for the equivalent of £42 a week. But this is only if I have rented for the whole year. Anyone got any ideas before I start hitting the telephone tomorrow? I will be pretty darn happy if I can get a quote ALL in for less than £2600. 5 guys up here all have insurance (seen the prices and the payments) so not fibbing, at less than £43 a week after one year renting and paying fleet for insurance. This car will save me the best part of £30-£35 a week in fuel and if I can get my insurance down to what I hope I can. Then my total weekly outlay will drop by £55 a week.

Author:	MR T [ Wed May 27, 2015 8:56 pm ]
Post subject:	Re: insurance carry over from trade PH rental
westgatelad wrote: So I got myself a Skoda Superb 62 plate 1.6 greenline 2. Before I go and attempt to get insurance. I left my 5 years NCD at the co op and didnt bother to continue my policy as sold the car before becoming a PH driver. I have held my badge since beginning of Jan as most of you are already aware. So will them weeks of paying a whopping £70 a week insurance to my renter be able to be used as help in my starting a years policy? I do know that if I was renting for a year that I could get my insurance over 9 months with a deposit for the equivalent of £42 a week. But this is only if I have rented for the whole year. Anyone got any ideas before I start hitting the telephone tomorrow? I will be pretty darn happy if I can get a quote ALL in for less than £2600. 5 guys up here all have insurance (seen the prices and the payments) so not fibbing, at less than £43 a week after one year renting and paying fleet for insurance. This car will save me the best part of £30-£35 a week in fuel and if I can get my insurance down to what I hope I can. Then my total weekly outlay will drop by £55 a week. ohn Paton (Insurance Services) Limited T: 0151 538 1313

Author:	matty86 [ Wed May 27, 2015 9:44 pm ]
Post subject:	Re: insurance carry over from trade PH rental
Where are you from? I pay 70 a week insurance now for weekly insurance! i get 1 years no claims in about 2 months, i had cheapest quote of of 3k when i first started with about 400/500 pound interest so just went with weekly insurance in the end as there wasn't much in it. I have had a new quote now with one years no claims to see how much it would cost and as a starting point it was £2200... so ring around.

Author:	westgatelad [ Wed May 27, 2015 10:33 pm ]
Post subject:	Re: insurance carry over from trade PH rental
Cheers Mr T. Will give them a shout. Newcastle Matty. Yeah £2200 is my expected max price as soon as my year is up. over nine months with deposit. Then eventually it will be better yearly until it is at a decent rate of about £25 a week.

Author:	sasha [ Thu May 28, 2015 9:00 pm ]
Post subject:	Re: insurance carry over from trade PH rental
Unless you've had a hire and reward policy in your own name (being a named driver doesn't count) you have accrued no NCD. Try Cabshield they give a 1 years NCD on all new policies, and were by far the cheapest when I first started.

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Author:	westgatelad [ Thu May 28, 2015 10:47 pm ]
Post subject:	Re: insurance carry over from trade PH rental
The trade insurance I use is the same one all the other drivers used for the 43 quid a week after the first year. Not named. Just as an (any driver) policy. I rang quite a few today and dont hold much hope before a year is up on getting much less than 70 a week. But saving money weekly with the motor fuel costs so there is that.

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