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Insurance time again!
http://www.taxi-driver.co.uk/phpBB2/viewtopic.php?f=7&t=37003
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Author:  grandad [ Mon Nov 04, 2024 10:46 am ]
Post subject:  Re: Insurance time again!

My fleet policy this year was the same as last year. renewed last month.

Author:  mancityfan [ Thu May 01, 2025 10:27 am ]
Post subject:  Re: Insurance time again!

Just renewed same as last year

Author:  x-ray [ Mon Jun 02, 2025 9:22 pm ]
Post subject:  Re: Insurance time again!

Just about to jump on the merry go round again. #-o
My current insurer ( Jenkinsons ) has been competitive for the last couple of years and allows you to pay over three months interest free. Prices do seem to be about the same as last year from what I’ve heard.

Author:  x-ray [ Mon Jun 23, 2025 10:24 pm ]
Post subject:  Re: Insurance time again!

Managed to knock £250 off last years price :D

Author:  Sussex [ Sun Jun 29, 2025 7:28 am ]
Post subject:  Re: Insurance time again!

x-ray wrote:
Managed to knock £250 off last years price :D

Yipeeeeeeeee. \:D/

Author:  XH558 [ Wed Jul 02, 2025 10:59 am ]
Post subject:  Re: Insurance time again!

Last year - £2046 (Markerstudy)
This year - £1790 (Markerstudy)

Author:  x-ray [ Thu Jul 03, 2025 11:06 pm ]
Post subject:  Re: Insurance time again!

XH558 wrote:
Last year - £2046 (Markerstudy)
This year - £1790 (Markerstudy)


I’d love to know the reasoning behind these quotes!

Markerstudy £980 two years ago, last year quoted £1870, this year £1370. (Still more than the £1117 I paid this year with Acorn) no accidents, no changes in circumstances and 15+NCB

Author:  StuartW [ Tue Aug 12, 2025 6:52 pm ]
Post subject:  Re: Insurance time again!

Drafted this last year, but forgot about it. But have now added this year's figures...

2020: £700.72 :-o
2021: £670.48 :shock:
2022: £852.43 :?
2023: £939.75 :roll:
2024: £1,229.91 ](*,)
2025: £1,200.00 :-|

So that was an increase of 31% last year, but slightly down this year :?

(I think my original quote this year was slightly up on last year, but she rounded it down to £1,200 when I sounded a bit uncertain, hence the very precise figure...)

Sounds about typical in terms of the pattern, and I suppose it could be a lot worse.

Don't know if my shiny new motor last year has increased the premium much, but from what I know about these things (which isn't much) I don't think the value of the car really makes a huge difference :-k

I've always just gone with the Paton's quote. Don't know if I could get a better deal by shopping around a bit, but in the grand scheme of things I'm probably still not paying that much...

Author:  Sussex [ Tue Aug 12, 2025 8:37 pm ]
Post subject:  Re: Insurance time again!

It's all that argy bargy from the kebab shop that's causing the increase.

Maybe if the nutty pervy kebab man goes down, then so might the premiums.

Author:  StuartW [ Mon Sep 08, 2025 11:12 am ]
Post subject:  Re: Insurance time again!

Don't even joke about it, Sussex :)

Anyway, forgot about this, but didn't want to tempt fate until my new policy was actually in force - presumably if something happened between agreeing the premium and the policy actually being renewed then you'd lose your no-claims etc, and/or face a higher premium because of something you've done wrong? Something I just don't like to think about, so don't know the actual answer 8-[

And think I've forgotten what I meant to say now. But maybe something about the fact that in the grand scheme of things my premiums aren't too bad, although it's not really credible to compare big city and/or purpose-built cabs and/or young/inexperienced drivers with my premium :?

Author:  XH558 [ Sun Jun 21, 2026 12:08 am ]
Post subject:  Re: Insurance time again!

Last year - £1790 (Markerstudy)
This year - £1607 (Markerstudy)

Author:  x-ray [ Tue Jun 23, 2026 7:51 am ]
Post subject:  Re: Insurance time again!

Managed to get it for £1055 with markerstudy this year.
Also got RAC commercial with a good level of cover for £92 along with it. :D

Author:  StuartW [ Tue Jun 23, 2026 3:20 pm ]
Post subject:  Re: Insurance time again!

That's cheap, X-ray, particularly these days - don't you run a purpose-built HC, which I think tend to be dearer? :-o

Never heard of Markerstudy before. Which broker do you use? I've been dealing with Paton's for a few years now, and I can't recall them mentioning Markerstudy, so maybe they don't deal with them :?

Author:  x-ray [ Tue Jun 23, 2026 8:18 pm ]
Post subject:  Re: Insurance time again!

Hi Stuart,
Yes, I run a 19 plate Penso vito Hackney

I’m now with brown & brown (previously insure Taxi)

https://bbrown.com/uk/sector/taxi/

Author:  StuartW [ Thu Jun 25, 2026 7:39 pm ]
Post subject:  Re: Insurance time again!

Thanks, X-ray.

Certainly looks like premiums softening again. I have dreams of getting my premium back into three figures again when I renew in a couple of months (£1,200 last year).

No doubt that's wishful thinking, but at least if it's a bit lower than last year [-o<

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