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| Insurance for two vhicles, one or two seperate policies http://www.taxi-driver.co.uk/phpBB2/viewtopic.php?f=7&t=7377 |
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| Author: | morphy [ Mon Nov 26, 2007 9:34 am ] |
| Post subject: | Insurance for two vhicles, one or two seperate policies |
We currently own one vehicle with insurance policy for two named drivers, were looking at getting a second vehicle in march and wondering if we are better off finding a company that will do a small fleet policy for two vehicles or insuring both seperately, currently been quoted around 3k for both on separate policies. Is there a company that specialises in this sort of insurance 
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| Author: | Sussex [ Mon Nov 26, 2007 6:08 pm ] |
| Post subject: | Re: Insurance for two vhicles, one or two seperate policies |
morphy wrote: Is there a company that specialises in this sort of insurance
I'm not sure that the fleet folks think much of a two car fleet, and the price for a fleet of two isn't going to be much cheaper than for two fleets of one. But hopefully someone out there will prove me very wrong.
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| Author: | grandad [ Mon Nov 26, 2007 7:05 pm ] |
| Post subject: | |
When I put my second car on the road the price came down by about 15% by having them on the same policy. It realy started to drop when I got my third. I am insured through Wheels insurance. |
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| Author: | Sussex [ Mon Nov 26, 2007 7:20 pm ] |
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grandad wrote: When I put my second car on the road the price came down by about 15% by having them on the same policy. It realy started to drop when I got my third. I am insured through Wheels insurance.
What happens when one car has a claim, does it effect the NCD on the other? 
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| Author: | grandad [ Mon Nov 26, 2007 8:50 pm ] |
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Sussex wrote: grandad wrote: When I put my second car on the road the price came down by about 15% by having them on the same policy. It realy started to drop when I got my third. I am insured through Wheels insurance. What happens when one car has a claim, does it effect the NCD on the other? Even if you have seperate policies, if you have a claim you have to tell ALL your insurers about it. You are declairing that you have had no claims not no claims with a particular policy. A claim is a claim. As for how it affects the NCD I will let you know at my renewal because my wife has just made her first claim in 34 years of driving.
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