Taxi Driver Online

If it's a fault then Mercedes will pick up the tab surely??

Brummie Cabbie,glad you mentioned that.Yes,it's a total loss,but I had no idea that my policy runs out with it.I was insured until Sept.I had protected NCD so hopefully premiums shouldn't rise...but hey who can tell with those sharks?
Sun Alliance said the forensic engineer was still investigating,so I guess he is doing background work on Mercedes.This was the reason that my claims handler gave for not paying out.Even though they knew they had to they were hanging on in case they wouldn't get the money back.Hardly the customers fault or concern is it?At the end of the day Insurance companies are like bookies,sometimes they just gotta pay out.
Regards
Derby Ram

Keep us updated on this one mate it sounds a good one. How's my mates lad Jake Buxton getting on at Derby County with Nigel Clough?

If your insurance company have treated it as a total loss, then as you probably already know, it will be a new policy & premium from the day you get delivery of your new cab, with or without your NCB intact.

BUT DON'T LEAVE IT THERE AND FORGET ABOUT IT!!!

If this is a Mercedes fault, which is something you should be pushing for, then you can bet your bank account that the insurance company will try their best to recover their total loss pay-out to you from Mercedes. If they do recoup their losses from Mercedes, it is at this point that they 'forget' to tell you, because as they put it, 'claims is a different department from underwriting', and that's their excuse.

This will have financial consequences for you if you have lost premium cover that you have already paid for, from the time you insure your new cab until September when your current insurance would have run out. In effect, you would have paid twice for this period & if your NCB is also affected you should have this re-instated if the insurance company recover all their losses from Mercedes.

My advise to you would be to try & get the name of the forensic engineer, his phone number & the company he works for, which may be different from the insurance company. If you get this information keep in touch with him until he has established the cause of the fire. In practice you will have to liaise with him (if you get his details), & the claims & underwriring departmenta of your insurance company.

I know this should all be done for you by the insurance company, but in many, many cases it is not & the insured, you, is the loser.

Good luck!

_________________
Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
But please, do have some decorum,
When debating on the TDO Forum.

And don't forget your claim for loss of earnings while you've been off the road.

They told me I wasn't entitled to claim for loss of earnings or the hire cab.I am about £2500 out of pocket now.Been so busy with sorting the replacement cab I haven't pressed this yet.Also need to list items I lost in the cab...I can't seem to find my Rolex haha!
If it's proved to be a Merc fault,could I sue them for my loss of earnings?
My broker said the policy would just carry on.Luckily I had protected no claims.
Spoke to Cab Direct today,they are PDIing the cab this week before sending it down to Notts for spray end of next week.Still think it will be best part of a month.Missing the bulk of my airport bookings!
Thanks again,
Regards
Derby Ram

PS Jake Buxton is apparently coming on fine.I see we've just put Sven in his place Notts 2 Rams 3.

Its simple really they just make it look hard. The vehicle is written off... then Cab Direct is responsible. Your insurance company should just order you another vehicle, and then hit cab direct with the bill + loss of earnings. Cab Direct's insurers should then pay your insurers. Cab Directs insurers then bill Mercedes an equivalent amount. The main thing is that YOU get back on the road ASAP. They can argue all semantics later. Please keep us advised! Good luck.

HALLELUJAH!
Picked up the replacement Vito yesterday.What a fantastic spray job done by Giacone in Nottingham.Apparently Cab Direct are now sending all Derby/Notts orders there now,which is great news because this Vito has had 3 coats I am told whereas I am guessing Cab Direct only gave it 1 last time.
Just got to get it plated Monday and the show is back on the road!
I managed to resist the temptation of a maiden (insured but unplated) voyage to Heathrow this morning,but it was hard!
Regards all
Steve

Hi Steve glad you got it sorted mate, Giacone in Nottingham are the best round here for work on Taxis, a lot of the lads from round here take their cabs over there.

Jack Tweed has ordered a Lti, said it sounded like it was ideal for him ----

roasting ----- etc ----

_________________
Of all the things ive lost, i miss my mind the most

Great result Ram happy cabbying!

Aaaah,
2 weeks in of sheer pleasure cruising!Already got over 2600 miles on the clock,though they did drive it down from Glasgow.
Need to sort the wing mirror out,the glass appears to have a twitch and one of the rear seats doesn't recline but apart from that happy days are here again.
I seriously recommend this cab to anyone who is considering a new vehicle.
Cheers
Steve