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 Post subject: Re: Gap insurance
PostPosted: Wed Mar 11, 2009 10:31 pm 
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Sussex wrote:
wannabeeahack wrote:
question is, did the customer declare he was self-employed at the time of purchase?

If someone is selling you something as an add on, the onus is on the seller to ask all the questions.


difficult to prove after the event though, how would you prove you were asked if you were self employed? unless a witness was available

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 Post subject:
PostPosted: Wed Mar 11, 2009 10:37 pm 
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I assume Echo15 bought a Lti/metrocab/E7,etc when he says he "bought a taxi"

So the salesman would obviously have known it was for business use BUT he is probably self-employed, but the point is it isnt the salesmans fault if GAP isnt available for self-employed, its company policy, the salesman didnt make a mistake.

as there should be a 7 day cooling off period maybe echo15 could go back on the sale?

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 Post subject: Re: Gap insurance
PostPosted: Wed Mar 11, 2009 11:04 pm 
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wannabeeahack wrote:
difficult to prove after the event though, how would you prove you were asked if you were self employed? unless a witness was available

You wouldn't need to prove anything, the salesman would.

Why would a self-employed driver knowingly pay for gap insurance that wouldn't cover him if the need arises? :?

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 Post subject:
PostPosted: Wed Mar 11, 2009 11:35 pm 
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Joined: Sun Nov 14, 2004 9:17 am
Posts: 598
Location: West Yorkshire
I dont want gap ins I dont want worthless warranties I dont want valets I dont want anything but the car HOW MUCH


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 Post subject:
PostPosted: Thu Mar 12, 2009 3:15 am 
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Quote:
"bought a taxi"


I said I bought a car that is going to be plated as a replacement for the car I have now.

It'll be on a Hackney plate with a meter and roof light as I was putting it through my books as a company vehicle the receipt had to have my trading name that's how he knew it was going to be used as a taxi.

Our council still allow saloons to be plated as Taxis at the moment

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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 3:33 am 
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Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 9:06 am 
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Sussex wrote:
wannabeeahack wrote:
difficult to prove after the event though, how would you prove you were asked if you were self employed? unless a witness was available

You wouldn't need to prove anything, the salesman would.

Why would a self-employed driver knowingly pay for gap insurance that wouldn't cover him if the need arises? :?


the point is he wouldnt know

we have 2 cases here

echo15 was told he couldnt have it and stinky pete was SOLD it but later discovered it was useless

the later is the bigger offence

(though im sure he could have found a way round that :wink: )

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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 9:50 am 
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wannabeeahack wrote:
Sussex wrote:
wannabeeahack wrote:
difficult to prove after the event though, how would you prove you were asked if you were self employed? unless a witness was available

You wouldn't need to prove anything, the salesman would.

Why would a self-employed driver knowingly pay for gap insurance that wouldn't cover him if the need arises? :?


the point is he wouldnt know

we have 2 cases here

echo15 was told he couldnt have it and stinky pete was SOLD it but later discovered it was useless

the later is the bigger offence

(though im sure he could have found a way round that :wink: )


are we talking about GAP insurance being denied on a self employed's business vehicle or also on their private domestic vehicle??


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 Post subject:
PostPosted: Thu Mar 12, 2009 9:58 am 
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echo15 was refused it

stinky pete was sold useless gap insurance

2 different cases

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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 10:18 am 
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GBC wrote:
Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


What's a TF mask :?

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Note to self: Just because it pops into my head does NOT mean it should come out of my mouth!!


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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 10:22 am 
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toots wrote:
GBC wrote:
Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


What's a TF mask :?


TootsFace

it scares kids..........

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Of all the things ive lost, i miss my mind the most


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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 10:37 am 
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Location: Wirral
wannabeeahack wrote:
toots wrote:
GBC wrote:
Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


What's a TF mask :?


TootsFace

it scares kids..........


Nasty :cry:

_________________
Note to self: Just because it pops into my head does NOT mean it should come out of my mouth!!


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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 10:47 am 
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Joined: Tue Apr 29, 2008 4:06 pm
Posts: 24391
Location: Twixt Heaven and Hell, but nearest Hell
toots wrote:
wannabeeahack wrote:
toots wrote:
GBC wrote:
Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


What's a TF mask :?


TootsFace

it scares kids..........


Nasty :cry:


it is, glad we agree

i heard you had two modelling jobs


1 for toby jugs and 1 for gargoyles

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Of all the things ive lost, i miss my mind the most


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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 2:12 pm 
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Joined: Tue Apr 03, 2007 11:27 pm
Posts: 20130
toots wrote:
GBC wrote:
Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


What's a TF mask :?


Maybe Terry Flannigan

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Grandad,


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 Post subject: Re: Gap insurance
PostPosted: Thu Mar 12, 2009 2:43 pm 
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Joined: Sat Jul 26, 2008 3:22 pm
Posts: 14152
Location: Wirral
wannabeeahack wrote:
toots wrote:
wannabeeahack wrote:
toots wrote:
GBC wrote:
Sussex wrote:
I put my TF mask on


I've heard it's a big improvement.

Can I lend you an white sparkly 1973 Elvis top? :D


What's a TF mask :?


TootsFace

it scares kids..........


Nasty :cry:


it is, glad we agree

i heard you had two modelling jobs


1 for toby jugs and 1 for gargoyles




Why don't you go to the library and brush up on your ignorance?

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Note to self: Just because it pops into my head does NOT mean it should come out of my mouth!!


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