Taxi Driver Online

right

im getting confused

if i dont take the person on my pda am i insured

yes or no

ASK YOUR INSURERS!

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Grandad,

Yes so long as it's booked with your operator, simples

So if I inadvertently run a red light or get done for speeding, I'm not insured?? It is only an ALLEGED offence until proven guilty.

Technically yes. If you have an accident resulting in a claim, and you have been found guilty of an offence relating to that accident the insurance company can refuse to pay out.

And I suppose (although I've never heard of it happening) that if you get prosecuted for a motoring offence, and found guilty, then that renders your insurance invalid at the time of the offence and thus you could get done for having no insurance !

Actually, thinking about it, you probably are insured but it just means the company won't pay out.

The insurance will pay out to 3rd parties but may not pay out on your own vehicle. I knew a chap who drove into a queue of people waiting at a bus stop. He caused loads of injuries that were still being paid out by his insurers years later. He was drunk at the time of the incident.

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Grandad,