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PostPosted: Tue Oct 06, 2020 8:56 pm 
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Any driver over 25 years old with relevant and appropriate licence and badge.



Cat S5 Tracker required for vehicles valued over £60,000

Adjustments as and when

Maximum Seats 8 plus driver

Excluding owner drivers

Excluding Uber work

Excluding Self Drive Hire

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PostPosted: Wed Oct 07, 2020 6:32 am 
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grandad wrote:
Any driver over 25 years old with relevant and appropriate licence and badge.



Cat S5 Tracker required for vehicles valued over £60,000

Adjustments as and when

Maximum Seats 8 plus driver

Excluding owner drivers

Excluding Uber work

Excluding Self Drive Hire


I was asked if I worked for Uber at all, last year.

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PostPosted: Wed Oct 07, 2020 3:49 pm 
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Insurance companies are always risk averse :wink: would you insure an uber?

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PostPosted: Wed Oct 07, 2020 5:12 pm 
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edders23 wrote:
Insurance companies are always risk averse :wink: would you insure an uber?



Well someone does. Don’t they?

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PostPosted: Wed Oct 07, 2020 5:20 pm 
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jimbo wrote:
edders23 wrote:
Insurance companies are always risk averse :wink: would you insure an uber?



Well someone does. Don’t they?



There must not be many companies, lots of dodgy insurance certificates were floating around.


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PostPosted: Wed Oct 07, 2020 5:24 pm 
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Another thing that has just come to light with our new quote is that the company don't insure electric vehicles. This has thrown a spanner in the works because we have a Nissan Leaf. The broker iss trying to ssort out cover at similar terms. He did say that if I hadn't spotted the exclusion and just gone ahead then the company would have had to honour the policy because it was them that missed it on the schedule of vehicles. I don't think I would have liked to have tested that.

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PostPosted: Wed Oct 07, 2020 7:16 pm 
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jimbo wrote:
edders23 wrote:
Insurance companies are always risk averse :wink: would you insure an uber?



Well someone does. Don’t they?



probably at a much higher premium :wink:

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PostPosted: Wed Oct 07, 2020 8:59 pm 
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edders23 wrote:
jimbo wrote:
edders23 wrote:
Insurance companies are always risk averse :wink: would you insure an uber?



Well someone does. Don’t they?[/quote

probably at a much higher premium :wink:


Oh dear, what a pity, never mind.

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PostPosted: Thu Oct 08, 2020 10:45 am 
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what about... "do you take cash in the vehicle"?............

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PostPosted: Thu Oct 08, 2020 8:35 pm 
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Spoke to my insurance broker today about the Uber question.

He said it doesn't effect the premium.

I said in that case under data laws they shouldn't ask and record the answers.

He agreed.

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PostPosted: Fri Oct 09, 2020 5:57 am 
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It is a material fact that can alter the risk the insurers are taking.

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PostPosted: Fri Oct 09, 2020 8:39 pm 
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edders23 wrote:
It is a material fact that can alter the risk the insurers are taking.

If it was then the premiums would be different, but my broker assures me it makes no difference.

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