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PostPosted: Tue Oct 24, 2006 2:05 am 
Not sure if I've put this int he right place but I'msure it will be moved ifnot!

I know its not your standard question but twice this :lol: summer :lol: I have been flooded. On the second occassion I managed to be asleep when the floods hit and when I woke up to the shrill of the phone and the Operator pleading with me to come out to play as it was really busy I was disgusted to find that not only was I flooded but my Taxi - undamaged and on a hill - was blocked in by not only 4 fire engines, but also that a Police Cordon had been established and there was no way that I was going be allowed to get my cab on the road (even if I had oars available!)

I digress - it turned out to be the busiest day of the year and even the PH's took over £300 that day. My car insurance says its not their fault as the water company had a problem with the drains and caused the floods, my house insurance says its not their problem; the water board don't want to know! Who is responsible??? Its unisured loss and as the water board have admitted that the pumps for the drainage system were not on I believe it is their responsibility; but how do I prove it and what should I write on the particulars of claim as I'm sure that this is going to end up in the Small Claims Court?

I have another reason for asking - its raining here ... hard ... thunder and lightening and I've already had to put sandbags around the doors.... and I can just seeing it happening again later today and I've got several bookings as there is local horse racing :?


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PostPosted: Tue Oct 24, 2006 2:40 pm 
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Joined: Sun Dec 04, 2005 5:37 pm
Posts: 809
Location: Cheshire
I wouldnt know.........................but i know a man who will..................
http://www.5ive-o.org/forum/forumdisplay.php?f=31 try here, theres some top insurance bods here who are bound to know and advise you.


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PostPosted: Tue Oct 24, 2006 5:09 pm 
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Joined: Wed Sep 03, 2003 7:30 pm
Posts: 56632
Location: 1066 Country
I doubt you can can loss of earnings for that. :shock:

Just thank the lord you house and your motor escaped the mess. [-o<

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