grandad wrote:
If the water has entered the passenger compartment, I think the only option for the insurance company is to write the vehicle off.
Immediately after this incident, whilst still waiting for the recovery truck, we were told by one of the recovery people that insurance companies now routinely write off vehicles that have had water enter the vehicle compartment.
The reasoning is that, in rural areas especially, there is a grave danger of e-coli being present in the flood water, (flood water mixing with animal excrement from fields & roads . . . sorry about painting the picture).
Apparently, many years ago a vehicle that was involved in flood damage in a rural area was repaired & returned to the owner. Three years later the insurance company were paying out £500,000 to the owner after he contracted the illness & it was proved to have come from the vehicle's continued use.
Which then begs the question; why do we constantly see flood damaged motors at vehicle auctions?