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PostPosted: Fri Mar 05, 2010 9:38 am 
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Location: A Villa in Aston NO MORE!
grandad wrote:
If the water has entered the passenger compartment, I think the only option for the insurance company is to write the vehicle off.

Immediately after this incident, whilst still waiting for the recovery truck, we were told by one of the recovery people that insurance companies now routinely write off vehicles that have had water enter the vehicle compartment.

The reasoning is that, in rural areas especially, there is a grave danger of e-coli being present in the flood water, (flood water mixing with animal excrement from fields & roads . . . sorry about painting the picture).

Apparently, many years ago a vehicle that was involved in flood damage in a rural area was repaired & returned to the owner. Three years later the insurance company were paying out £500,000 to the owner after he contracted the illness & it was proved to have come from the vehicle's continued use.

Which then begs the question; why do we constantly see flood damaged motors at vehicle auctions?

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PostPosted: Fri Mar 05, 2010 10:47 am 
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Joined: Tue Apr 03, 2007 11:27 pm
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Brummie Cabbie wrote:
grandad wrote:
If the water has entered the passenger compartment, I think the only option for the insurance company is to write the vehicle off.

Immediately after this incident, whilst still waiting for the recovery truck, we were told by one of the recovery people that insurance companies now routinely write off vehicles that have had water enter the vehicle compartment.

The reasoning is that, in rural areas especially, there is a grave danger of e-coli being present in the flood water, (flood water mixing with animal excrement from fields & roads . . . sorry about painting the picture).

Apparently, many years ago a vehicle that was involved in flood damage in a rural area was repaired & returned to the owner. Three years later the insurance company were paying out £500,000 to the owner after he contracted the illness & it was proved to have come from the vehicle's continued use.

Which then begs the question; why do we constantly see flood damaged motors at vehicle auctions?


I would guess that the flood damaged vehicles can still be used for some parts and not all flood damaged cars have had the water inside. When mine went for a swim the water did not enter the passenger compartment, it just [edited by admin] the engine.

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PostPosted: Fri Mar 05, 2010 12:50 pm 
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Location: Scotland
Brummie Cabbie wrote:
RIP Fabulous BMW 530d!!

The garage removed all the injector & the engine still would not turn over, so they are now quoting for a new engine, about £6,000-£7,000+ & possible other work - imtercooler, turbo, electrics etc.

The insurance company won't stand for a bill like that on a 51 plated 2002 vehicle, but have confirmed that flood damage is covered on the insurance policy.

Thank God for comprehensive insurance.

Quote:
He's now looking for a more sensible motor, possibly an estate . . . . they might be thinking of becoming parents in the not too distant future, so the extra car room might be handy.


Ah well, some good things sometimes come from disasters!!


Brum there are some nice Skoda superbs available that do even more MPG than the BMW and have more room


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PostPosted: Fri Mar 05, 2010 1:10 pm 
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skippy41 wrote:
Brummie Cabbie wrote:
RIP Fabulous BMW 530d!!

The garage removed all the injector & the engine still would not turn over, so they are now quoting for a new engine, about £6,000-£7,000+ & possible other work - imtercooler, turbo, electrics etc.

The insurance company won't stand for a bill like that on a 51 plated 2002 vehicle, but have confirmed that flood damage is covered on the insurance policy.

Thank God for comprehensive insurance.

Quote:
He's now looking for a more sensible motor, possibly an estate . . . . they might be thinking of becoming parents in the not too distant future, so the extra car room might be handy.


Ah well, some good things sometimes come from disasters!!


Brum there are some nice Skoda superbs available that do even more MPG than the BMW and have more room


Yes but do they float?

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PostPosted: Fri Mar 05, 2010 1:51 pm 
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Joined: Mon Mar 21, 2005 8:44 pm
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Location: Scotland
grandad wrote:
skippy41 wrote:
Brummie Cabbie wrote:
RIP Fabulous BMW 530d!!

The garage removed all the injector & the engine still would not turn over, so they are now quoting for a new engine, about £6,000-£7,000+ & possible other work - imtercooler, turbo, electrics etc.

The insurance company won't stand for a bill like that on a 51 plated 2002 vehicle, but have confirmed that flood damage is covered on the insurance policy.

Thank God for comprehensive insurance.

Quote:
He's now looking for a more sensible motor, possibly an estate . . . . they might be thinking of becoming parents in the not too distant future, so the extra car room might be handy.


Ah well, some good things sometimes come from disasters!!


Brum there are some nice Skoda superbs available that do even more MPG than the BMW and have more room


Yes but do they float?


They have a snorkel :lol: , the air intake is at the top of the engine


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PostPosted: Sun Mar 07, 2010 11:03 am 
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Joined: Thu Jun 26, 2008 3:11 pm
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Location: A Villa in Aston NO MORE!
skippy41 wrote:
Brummie Cabbie wrote:
RIP Fabulous BMW 530d!!

The garage removed all the injector & the engine still would not turn over, so they are now quoting for a new engine, about £6,000-£7,000+ & possible other work - imtercooler, turbo, electrics etc.

The insurance company won't stand for a bill like that on a 51 plated 2002 vehicle, but have confirmed that flood damage is covered on the insurance policy.

Thank God for comprehensive insurance.

Quote:
He's now looking for a more sensible motor, possibly an estate . . . . they might be thinking of becoming parents in the not too distant future, so the extra car room might be handy.

Ah well, some good things sometimes come from disasters!!

Brum there are some nice Skoda superbs available that do even more MPG than the BMW and have more room

Strange that you should write that; he's actually looking at Skoda cars.

How good are they? What are the really good points & the bad points? MPG is a very important factor for him, as some weeks he does more mileage than his cab-driver dad. He's a housing condition surveyor working for councils & housing associations throughout England & Wales & on rare occasions can do 1,500-2,000 miles in a week.

He also likes his motors FULLY loaded & his dead BMW, previously had one aged wealthy owner with very low genuine mileage when he bought it late last year & had every extra going on it, including leather, the top spec BMW alloys, with A/C & sunroof, which you don't usually get together.

So, how good are these Skodas?

_________________
Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
But please, do have some decorum,
When debating on the TDO Forum.


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 Profile  
 
 Post subject:
PostPosted: Sun Mar 07, 2010 11:55 am 
Brummie Cabbie wrote:
skippy41 wrote:
Brummie Cabbie wrote:
RIP Fabulous BMW 530d!!

The garage removed all the injector & the engine still would not turn over, so they are now quoting for a new engine, about £6,000-£7,000+ & possible other work - imtercooler, turbo, electrics etc.

The insurance company won't stand for a bill like that on a 51 plated 2002 vehicle, but have confirmed that flood damage is covered on the insurance policy.

Thank God for comprehensive insurance.

Quote:
He's now looking for a more sensible motor, possibly an estate . . . . they might be thinking of becoming parents in the not too distant future, so the extra car room might be handy.

Ah well, some good things sometimes come from disasters!!

Brum there are some nice Skoda superbs available that do even more MPG than the BMW and have more room

Strange that you should write that; he's actually looking at Skoda cars.

How good are they? What are the really good points & the bad points? MPG is a very important factor for him, as some weeks he does more mileage than his cab-driver dad. He's a housing condition surveyor working for councils & housing associations throughout England & Wales & on rare occasions can do 1,500-2,000 miles in a week.

He also likes his motors FULLY loaded & his dead BMW, previously had one aged wealthy owner with very low genuine mileage when he bought it late last year & had every extra going on it, including leather, the top spec BMW alloys, with A/C & sunroof, which you don't usually get together.

So, how good are these Skodas?



The new Superb looks the poodles noodles Brummie. The estate version looks like a camper van with loads of space for the whole house. One lad has got one round here and his words were when he got it was, where has this car been for the last 5 years.

He's got the Auto box, I think it's 6 speed DSG Auto box. He said it's doing brilliant on fuel much better than his old Mondeo TDCI. Coming from a driver who's had nothing but FORDS for the last 10-15 years it's got to be good for him to give it a glowing report.


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