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Brummie Cabbie
PostPosted: Sat Nov 21, 2009 5:54 pm 
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Let's Hope The Banks Get Screwed This Time ! ! !

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toots
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PostPosted: Sat Nov 21, 2009 6:26 pm 
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Lets hope they do. I was lucky enough to make my claim for charges before they were suspended :D

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Sussex
PostPosted: Sat Nov 21, 2009 7:59 pm 
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Brummie Cabbie wrote:
Let's Hope The Banks Get Screwed This Time ! ! !

The banks will lose and all those folks mugged by greedy thieving banks will quite rightly get every penny back.

Alas poor Sussex will not be getting a dime. :sad:

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Brummie Cabbie
PostPosted: Sat Nov 21, 2009 8:25 pm 
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Sussex wrote:
Brummie Cabbie wrote:
Let's Hope The Banks Get Screwed This Time ! ! !

The banks will lose and all those folks mugged by greedy thieving banks will quite rightly get every penny back.

Alas poor Sussex will not be getting a dime. :sad:

I wonder if this ruling will apply to Building Societies too?

With tens of thousands of houses repossessed in the last year alone, many of those behind with mortgage payments have been charged £60 & considerably more when they have missed monthly repayments.

I wonder if Building Societies will also get a kicking?

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toots
PostPosted: Sat Nov 21, 2009 8:51 pm 
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Brummie Cabbie wrote:
Sussex wrote:
Brummie Cabbie wrote:
Let's Hope The Banks Get Screwed This Time ! ! !

The banks will lose and all those folks mugged by greedy thieving banks will quite rightly get every penny back.

Alas poor Sussex will not be getting a dime. :sad:

I wonder if this ruling will apply to Building Societies too?

With tens of thousands of houses repossessed in the last year alone, many of those behind with mortgage payments have been charged £60 & considerably more when they have missed monthly repayments.

I wonder if Building Societies will also get a kicking?


That's as maybe but one of the largest suppliers of mortgages is now a bank and not a building society so perhaps they will pay a little extra attention to the ruling :D

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Sussex
PostPosted: Sat Nov 21, 2009 10:48 pm 
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Brummie Cabbie wrote:
I wonder if this ruling will apply to Building Societies too?

Same applies, OFT regards those crazy charges as fines, as they far outstrip the actual processing costs.

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GBC
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PostPosted: Sun Nov 22, 2009 3:47 am 
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If the Supreme Court upholds that view, the Office of Fair Trading will determine whether charges of £35 a time for exceeding your overdraft limit are fair. It has hinted it thinks they are unjust.


An overdraft? What's that? :?
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Nigel
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PostPosted: Sun Nov 22, 2009 7:00 am 
I did mine online with that Martin Lewis, you can print a form off and fill it in. It's free and doesn't cost you a penny.
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grandad
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PostPosted: Sun Nov 22, 2009 11:19 am 
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GBC wrote:
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If the Supreme Court upholds that view, the Office of Fair Trading will determine whether charges of £35 a time for exceeding your overdraft limit are fair. It has hinted it thinks they are unjust.


An overdraft? What's that? :?


A gap above your door where the wind gets through. :D

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Brummie Cabbie
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PostPosted: Sun Nov 22, 2009 1:05 pm 
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GBC wrote:
Quote:
If the Supreme Court upholds that view, the Office of Fair Trading will determine whether charges of £35 a time for exceeding your overdraft limit are fair. It has hinted it thinks they are unjust.

An overdraft? What's that? :?

For London cabbies it's when you have the cab roof light open in windy conditions!!

:lol: :lol: :lol:

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toots
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PostPosted: Sun Nov 22, 2009 3:50 pm 
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GBC wrote:
Quote:
If the Supreme Court upholds that view, the Office of Fair Trading will determine whether charges of £35 a time for exceeding your overdraft limit are fair. It has hinted it thinks they are unjust.


An overdraft? What's that? :?


I'm sure with your earnings you can afford a dictionary to look it up in :wink:

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GBC
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PostPosted: Sun Nov 22, 2009 7:09 pm 
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Brummie Cabbie wrote:
GBC wrote:
Quote:
If the Supreme Court upholds that view, the Office of Fair Trading will determine whether charges of £35 a time for exceeding your overdraft limit are fair. It has hinted it thinks they are unjust.

An overdraft? What's that? :?

For London cabbies it's when you have the cab roof light open in windy conditions!!

:lol: :lol: :lol:


Ah!

Thanks for that Brummie, now I understand.

What if you don't have a sunroof and rain deflectors on all the windows though? :wink:
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toots
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PostPosted: Wed Nov 25, 2009 11:48 am 
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The supreme court has ruled in favour of the banks :shock:

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Sussex
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PostPosted: Wed Nov 25, 2009 7:13 pm 
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toots wrote:
The supreme court has ruled in favour of the banks :shock:

Yet again I got it wrong.

Bang goes the mini boom we were all expecting when folks got their money back. :sad:

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toots
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PostPosted: Wed Nov 25, 2009 8:23 pm 
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Sussex wrote:
toots wrote:
The supreme court has ruled in favour of the banks :shock:

Yet again I got it wrong.

Bang goes the mini boom we were all expecting when folks got their money back. :sad:


Do not dispair there are other avenues the OFT can go down that is just one battle lost :wink:

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