Taxi Driver Online

When you put it like that I think, Jasbar's Aggressive Spouting Brings About Rape) could be responsible for the world banking crisis.

CC

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Think of how stupid the average person is, and realize half of them are stupider than that.
George Carlin

Nothing. Just CC being his usual self.

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http://wingsoverscotland.com/ http://www.newsnetscotland.com/

Eureka.

Still, I'm sure the insults made you feel better and no doubt won you even more plaudits from some.



Ah, I see. Amid this inanity I think you're demonstrating your desire to see people intimidated into submission.

No wonder you were so keen to know my name.

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Caledonian Cabbie

You seem to know more about them than me, so why don't you ask them yourself?

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Caledonian Cabbie

Are you sure?

At a rough guess I would have thought that if the goodwill of a business was solid enough then a bank would lend money on it without other security.

But the issue with a plate premium is that it could potentially disappear at the stroke of a politician's/councillor's/judge's pen, which is why it's viewed as dodgy in terms of security.

As for the issue of repossessing the plate or not, perhaps that's not the issue. I don't see why a bank couldn't repossess a plate in a restricted area - if the holder couldn't keep up the repayments, say - but the point is that they wouldn't lend money with the plate as security in the first place, for the reasons in the paragraph above.

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Caledonian Cabbie

You,re right, problem to some drivers is getting finance to buy plate, but the plate owner also has to want to sell the plate ! If they dont want to sell you you cant buy, they want as much rent as possible before selling for a lump sum ! Nobody can get an unsecured loan over £15,000. Plate/license is property of council and has no monetary value as such.They are worth whatever anyone is prepared to pay. Highest price in York was 66k few years ago, most recently average seems to be 45k. Plate owners wont take weekly payment to buy plate as they can get that in rent anyway and sell it for a lump sum whenever they want, to one of the few who can afford to pay cash or get finance, usually a plate baron who already has multiple plates !! who then rents them out again !

Indeed, but from my recollections we decided it wasn't necessarily a legal thing, even though those plates were paid for by drugs money.

Not an unusual event either.

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IDFIMH

You've answered your own question.

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Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
But please, do have some decorum,
When debating on the TDO Forum.

Now that would be nice, if a drug lord bought a plate or three at say £50K each & became a plate baron, only for the LA to de-restrict three months later.

_________________
Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
But please, do have some decorum,
When debating on the TDO Forum.

Strange this, because there's places advertising finance for cabs and plates.

Obviously they dont exist, even though they do

ffs

CC

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Think of how stupid the average person is, and realize half of them are stupider than that.
George Carlin

I know several people in york who have obtained loans from the bank to buy a plate, including me, over the past 10 years 70 plates have been sold in York so where you get the idea that nobody wants to sell them is nonsense, the people who cannot obtain loans are classed as a bad risk which is being demonstrated here.

I was thinking that

CC

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Think of how stupid the average person is, and realize half of them are stupider than that.
George Carlin

I also took a loan out to buy my plate after renting a plate for 6 months i decided to buy i had no problem getting a loan when i explained what i was paying in rent, my loan payment were extremely less,these people have never wanted to buy a plate because they were scared of derec and were happy renting like the majority of drivers in york if your earning £1000 a wk and paying £150 to rent a plate like Mr Ellerby £850 minus fuel insurance and finance for the car and dont forget the £18.26 a wk to go in the station not bad for 6 nights.Did some1 say the permits were £1500 complete bull the permit price per driver is £900.Next we will be having a go at the plate owners who employ a day or night driver to work the opposite shift to them selfs who charge from £150 a wk to £240 these drivers have no outlay and again earn good money.Now to the prices the plates go for the highest was a few years a go it went for 60k with a new car and this was sold by our Councillor Mr Gillis. Anyway got to go Magnet cup day .

But doesn't the lender insist on their names going on the hackney carriage vehicle license?

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IDFIMH

Is the loan secured on the plate/vehicle or your house?

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IDFIMH