Taxi Driver Online

Is that with £15,000 excess

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Note to self: Just because it pops into my head does NOT mean it should come out of my mouth!!

Try ICC first

http://www.insurancechoice.co.uk/?refer ... 4QodjCEKlQ

Thanks for the recomendation. Penk Insurance are currently helping 100's of taxi drivers with their insurance needs since the demise of a number of insurers and brokers over recent years. Call us on 01246558844 or apply on line at www.penktaxi.co.uk for a quote. ]

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Leading taxi insurancd broker serving the Derbyshire, Yorkshire & Nottinghamshire area.
YOUR 1ST CHOICE FOR TAXI INSURANCE
HONESTY - INTEGRITY - SERVICE
www.penktaxi.co.uk
49-53 Chatsworth Rd Chesterfield Tel 01246558844

£800 last year Best quote this year £1200

Protected No claims bonus is a con, they still load the premium because I had a minor prang. If I had known that I would have settled cash but I assumed protected no claims bonus meant just that...... Wrong.

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There's no excuse for animal abuse. If you ain't vegan you are an animal abuser.

One of the first principles of any insurance is that the losses of the few fall on the premiums of the many. Not long ago Tradex Insurance who bought Westminster (orginally set up by taxi drivers in London) in 2008, got stuffed for what was then a record claim payout. It was £13,000,000! Even with reinsurance, that wll take a fair few £800's to recoup.

One of our PH clients had an accident 4 days after paying his £794 premium (this was in 2009). He hit another car head on, we speculate he fell asleep at the wheel, the claim is already booked at £261,000. Front seat passenger who was wearing a seatbelt suffered facial fractures and lacerations. The real killer though is as always the legal fees in sorting this out.

A couple of years back we had a hackney driver get shafted by the courts when a drunk jumped over railings to run across the road. The taxi driver, I recall, was deemed to be doing 33mph in a 30 mph limit so his insurance co copped the lot. The drunk ended up a paraplegic and insurance co had a bill for £300,000.

Tap the car in front at walking pace and the ins co will reseve best part of £5k!

if you drive a taxi/ph and have someone hit you from behind, this is what you do

get the insurance details off the "at-fault ramraider"

ring HIS broker (not YOURS)

when they start telling you to ring yours tell em ok but your a taxi driver, teh car is your living..........listen to em panic

inside 2 weeks i can guarantee you will have a cheque for the repairs or car

well it worked for me!

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Of all the things ive lost, i miss my mind the most

That's a very good approach. Its win win all round. These days an insurance co that knows it has a "guilty" driver will welcome the chance to intervene and take control of any claim being made against them.

Some ins cos are reducing the excess in the event of a fault claim to encourange early reporting. So, if you are unfortunate enough to rear end someone, reporting to your co quickly means your co can provide the self drive hire car, send the third party car to their own garage for repair and hopefully fend off any spurious injury claims. All keeping costs down.

The simple reason premiums are going up is cos claims costs are out of control. If you are at fault, confess, report and you will save your co money which in the long run should help stem the outrageous rise in premiums.

thier panic is induced by the "loss of earning" syndrome, whilst mine was a 2 week claim+pay at £XXX/day, under normal "lets drag it out" claim delays it could have been 3 months at £XXX/day

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Of all the things ive lost, i miss my mind the most

I provided one of my stretched limousines to an insurance company whilst one was being fixed. I received £200 + VAT per day for this and the limo was out for 6 months. I hate to think what the total cost of this claim was.

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Grandad,