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 Post subject: taxi insurance
PostPosted: Fri Mar 04, 2011 4:01 pm 
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Location: Essex
hi all...
Does anybody know the answer to this
when renewing hackney license, the vehicle has to be insured for public hire at the time the license commences, if you have 30 day cover note and that expires but you are not using taxi at all, do you still have to have continuing cover on the vehicle


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PostPosted: Fri Mar 04, 2011 4:17 pm 
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no plate/no insurance, unless you WANT to keep insuring it.....

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PostPosted: Fri Mar 04, 2011 5:03 pm 
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whate do you mean by no plate/no insurance


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PostPosted: Fri Mar 04, 2011 8:28 pm 
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well do you intend using the vehicle for work?

if not you may as well stop the insurance

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PostPosted: Fri Mar 04, 2011 8:55 pm 
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ok get ya, so is it legal to have a licensed taxi un-insured if the plate is still in force and you are not using taxi at all, or whilst it is licensed does it have to be insured


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PostPosted: Fri Mar 04, 2011 9:41 pm 
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taxitone wrote:
ok get ya, so is it legal to have a licensed taxi un-insured if the plate is still in force and you are not using taxi at all, or whilst it is licensed does it have to be insured

I suppose it all depends on your licensing conditions.

If they say you must be insured at all times, then you need to do so.

If they say your vehicle needs to be insured whilst working as a cab, then you should be ok.

However it would be interesting to see what law/by-law you have breached if the cab was de-plated and not on the road.

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 Post subject:
PostPosted: Fri Mar 04, 2011 10:00 pm 
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if its plated but off the road/out of sight (or even SORN) i doubt anyone would know, but your LA - having plated it on a cover note - could esily check to see if its insured using askmid

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 Post subject:
PostPosted: Sun Mar 06, 2011 12:11 am 
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While the plate is on the vehicle, it must be insured, once a taxi always a taxi. However if for some reason you cannot work, or you have no drivers, most authorities will let you hand the plate back and have it returned when you resume business.


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