Taxi Driver Online

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Grandad,

What about his damage?

Is he going to claim against you?

Will your insurance company settle, even 50/50?

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Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
But please, do have some decorum,
When debating on the TDO Forum.

If you are going to pay for your own damage, then use DVLA Form 888 to get the name and address of the registered owner of the truck.

Write directly claiming your repair costs.

Don't take NO for an answer!!

Go to the Civil Courts and get their 8 leaflets explaining each step for civil action and follow that guidance.

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Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
But please, do have some decorum,
When debating on the TDO Forum.

This subject was actually covered by Watchdog this evening.

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Grandad,

I have received your email, it make very interestig reading. Thank you.

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Grandad,

Grandad

Glad you got it OK.

The Watchdog porgramme does emphasise the situation quite well. Sadly where most people come a cropper is that they assume insurance co's only want to be told of claims. Not so, they also want to know of incidents which might have been a claim. Stricly speaking, if you drive your motor into a wall but fix your car and the wall yourself, in theory you must disclose this because you have sufferred a loss.

I think we have had to cancel 2 taxi policies this week due to non disclosure. The bitter pill is that they were both for non disclosure of non fault claims. The clients in question did not have English as their native tongue and it makes little sense to them. They had used claims management companies to get settlement thus by passing their own insurers, however it still ends up on the CUE as their details are entered by the TP insurers.

Have a look at www.cueuk.org

Happy Days

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Nobody told me to use my initiative. To err is human to arr is pirate.

problem is the quote of £350 is for a cash (££££££) job, the bodyshops quiet for work, normally £550, so there wont be an invoice to produce if asked. (naughty i know...)

ive got all the details and the other parties insurance company details too

id pay then claim direct off the 3rd parties insurance, if no joy id pay £25 for a CCJ

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Of all the things ive lost, i miss my mind the most

as far as i can tell (ha) my insurance is all good, my details/dval are all correct, ive reported the incident to LV, who passed me to Highway, who issued a claim ref, and i emailed back the repairers quote (when i was intending to go via the insurance), they said no problem.

so its logged on the system/whatever

rounding an island in the 1 available lane which exits on the right lane of a dual carriageway, the left lane being ONLY left and occupied by the truck, who then swings across my rear...

no lights or indicators but his boss says he doesnt have to indicate rounding an island...

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Of all the things ive lost, i miss my mind the most

Well that's it. The final quote is in and the renewal is £1175 per vehicle. A rise of 30% on last year.

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Grandad,

i wonder how many swallow the repair costs cos the combination of excess and loss of NCB (over 3 years) is too much, and how many wish they hadnt claimed?

ive cancelled my claim, and as of yet the 3rd party hasnt made a claim against me, my insurers have re-instated my NCB

repair has turned out quite well, our LO wont spot it at age-exemption time.....lol

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Of all the things ive lost, i miss my mind the most