Quote:
Just wish they would double PH insurance and leave the hacks alone
I would estimate that the average PH driver is of foreign origin, mostly responsible for the higher premiums
English hackney driver picks up 2 fares at a hotel. Somehow misses seeing a concrete pedastal while pulling out of hotel forecourt. Damage to car below own damage excess. Fares laughing and pay up happily at destination. 3 months after incident claim lodged by passengers for whiplash. One gets £1850, one gets £2200 and solicitors get £4000.
English hackney has door ajar and is hit by female cyclist. She falls to ground but driver is an old school gent. Takes her to A&E no charge, takes her home, no charge. Husband rides bike all fine. Result? £12000 special damages to cyclist, £8000 NHS Trust charges for treatment and £17000 solicitors bill for handling claim.
English hackney driver 2am emerging from petrol station. Young female student, bit p****ed riding pedal cycle on pavement with no lights on. As driver pulling out of garage, cyclist hits him. Injury claim etc still outstanding. His insurer
will get stuffed for this and it won't be £50!
When the weather is nice ish, I go off on my travels and call into taxi/ph firms and visit ranks to leave publicity material to promote our insurance business. IMHO it is really difficult to generalise. Take Slough, the hackney trade is mainly Sikh and the PH trade Pakistani. There are good and bad in both. I've seen slobbish appearances in a major army town with the white English TX drivers on the rank wearing shell suits, tatoos, shaved heads and body peircings. The men drivers were as bad! Not far away in the next LA at the station were a line of absolutely pristine Toyota Avensis hackneys with smart friendly and well spoken Asian guys in charge.
We often have people call, mainly from midland and Northern urban areas who have lived and worked in the UK for many years yet can barely speak English. These are the people I have little time for. Of course along with the Innit brigade.
Nutshell - the system is wrong as far as claims go and I can't help wondering who would be picking up the drunks on a Saturday night if suddenly the trade became 100% white/English. The guy in example 2 above will only work 08.00 to 18.00, is not on a circuit and complains there is no work or money in the trade.