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PostPosted: Wed May 02, 2012 5:15 pm 
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ALI T wrote:
more problems with plate sales

the problem is according to the council the insurance has to remain in the name of the license holder until its fully transfered over.([edited by admin] imo)
that usually takes months so the new owner pays for the taxi and starts using the vehicle.
and has to pay the previous owner the premiums until the council ok's it.

thing is the new owner l in my experience doesn't want to pay the premiums till the last second,and you have to hound them like a fecking debt collector.
i had to cancel one in the exact same manner,because they would not pay on time,and we're not talking £50 a month here.

anyway i think the guys fecked no matter the excuse to the courts they(the courts) are duty bound in this.
the responsible parties,the council,the buyer and seller. are all party to this.the only loser is the driver.

a few probs may well arise for this transaction.
regardless of who never paid what
the license may well be revoked its a serious offense
if i was the driver and i ended up getting shafted on this id stick it right up them.


Ali, Big Paul doesn't want to hear any of this. He's only interested in what he wants to believe. Why, because in his world, good things happen to good people and Paul, and his chums, are the good guys, or didn't you know? :-|


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PostPosted: Wed May 02, 2012 5:33 pm 
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Ali writes:

Quote:
the problem is according to the council the insurance has to remain in the name of the license holder until its fully transfered over.([edited by admin] imo)
that usually takes months so the new owner pays for the taxi and starts using the vehicle.
and has to pay the previous owner the premiums until the council ok's it.


That's why the insurance premium should be part of the agreement, and paid in full, for the remainder of the transfer period, until the new owner takes over. However, long that may be, but that's not to say the new owner will be up to date with the insurance. And if you're the one driving the vehicle the responsibility falls on you.


Okay Paul :roll:


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PostPosted: Wed May 02, 2012 6:00 pm 
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Skull wrote:

I could be wrong, but I can't remember ever receiving an insurance policy covering a whole year, without first paying the full premium up front.



I pay mine monthly and I get a year's certificate every August.

If you don't make the payments, you get a recorded delivery letter telling you the certificate is cancelled. LA is informed at the same time.
I've been with several insurance companies/ brokers over the years and most of them work this way.

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PostPosted: Wed May 02, 2012 6:11 pm 
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ALI T wrote:
more problems with plate sales

the problem is according to the council the insurance has to remain in the name of the license holder until its fully transfered over.([edited by admin] imo)


Isn't the licenceholder in most of these cases an LLP or similar?
Shouldn't the insurance policy therefore be in the name of the LLP and be transfered along with the cab, licence etc upon sale of the company?

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PostPosted: Wed May 02, 2012 6:34 pm 
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Skull wrote:
ALI T wrote:
more problems with plate sales

Ali, Big Paul doesn't want to hear any of this. He's only interested in what he wants to believe. Why, because in his world, good things happen to good people and Paul, and his chums, are the good guys, or didn't you know? :-|

Skull wrote:

Here's an idea Paul, if you think, your chum has a case, why don't you put your money where your mouth is, and stump up the cash for his lawyer's fees? That way, you come back on this forum and tell us how much, you and he, benefited from the whole experience.

I don't suppose the guy that bought the taxi is coming forward with the cash. :roll:

It's always the same with guys like you Paul, asking for advice really means, “tell me what I want to hear.” I don't even think you're being told the real story. :roll:
Skull wrote:
Big Paul wrote:

Oh and Paul, go fu*k yourself!!


Skull - don't know what your issue is but I came on here to ask a question for a colleague. Virtually everyone offered useful advice which I'll pass on to the guy concerned. You, however, and for whatever reason, chose to tell me to "go fu*k" myself. You then go on to tell other forum members that you know me so well that you even know what I'm thinking and that I only want to hear positive things.
Mate, I don't know you from Adam, so why the abuse? Or are you just another sad keyboard warrior?

For the record, the guy is going to see the cab inspector tomorrow after seeing a solicitor today. Oh, Skull - and again for the record - he'll get legal aid to fight the matter should it come to it. However, should he need any further helpful pointers I tell him to ask some of his many friends in the taxi trade to point you out so he can benefit further from your counsel personally.

PS - if you have nothing helpful to say, just don't reply. There's a world of difference between 'hearing what he wants to hear'-type replies and having someone tell you something you might not want to hear but appreciate hearing because it helps.

Anyway, thanks again gents. Nice to know there are still some decent people in the business.


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PostPosted: Wed May 02, 2012 10:04 pm 
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Big Paul writes:

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Skull - thanks for the unnecessary lecture.

You seem to be suggesting he was asking for it.



You wrote the above didn't you, well stop being a dick and reading into my post what wasn't there. I don't want to see your mate shafted any more than anyone else.

And that just shows you know dick all about anything. You've no chance of getting legal aid for a traffic offense.

Oh and spare me the keyboard Hardman bit, taxi drives are not known for having backbones. That's why your trades fuc*ed, or haven't you noticed. :-|

Paul, you're a dick, and I don't need to know you to know that. :roll:


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PostPosted: Wed May 02, 2012 10:32 pm 
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Seems to be fairly straightforward to me, section 143 of the road traffic act

143 Users of motor vehicles to be insured or secured against third-party risks.

(1)Subject to the provisions of this Part of this Act—
(a)a person must not use a motor vehicle on a road [F1or other public place] unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and

(b)a person must not cause or permit any other person to use a motor vehicle on a road [or other public place] unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act.

(2)If a person acts in contravention of subsection (1) above he is guilty of an offence.

(3)A person charged with using a motor vehicle in contravention of this section shall not be convicted if he proves—
(a)that the vehicle did not belong to him and was not in his possession under a contract of hiring or of loan,
(b)that he was using the vehicle in the course of his employment, and
(c)that he neither knew nor had reason to believe that there was not in force in relation to the vehicle such a policy of insurance or security as is mentioned in subsection (1) above.


If it is as straightforward as Big Paul states then the driver can't be held responsible for that.


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PostPosted: Wed May 02, 2012 10:45 pm 
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Bowling Alone wrote:
Seems to be fairly straightforward to me, section 143 of the road traffic act

143 Users of motor vehicles to be insured or secured against third-party risks.

(1)Subject to the provisions of this Part of this Act—
(a)a person must not use a motor vehicle on a road [F1or other public place] unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and

(b)a person must not cause or permit any other person to use a motor vehicle on a road [or other public place] unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act.

(2)If a person acts in contravention of subsection (1) above he is guilty of an offence.

(3)A person charged with using a motor vehicle in contravention of this section shall not be convicted if he proves—
(a)that the vehicle did not belong to him and was not in his possession under a contract of hiring or of loan,
(b)that he was using the vehicle in the course of his employment, and
(c)that he neither knew nor had reason to believe that there was not in force in relation to the vehicle such a policy of insurance or security as is mentioned in subsection (1) above.


If it is as straightforward as Big Paul states then the driver can't be held responsible for that.


Well if that's the case, then why did the cop charge the driver and not the owner bearing in mind he had the evidence right in his hand, a "valid" certificate. :-|


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PostPosted: Wed May 02, 2012 10:47 pm 
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Skull wrote:

Well if that's the case, then why did the cop charge the driver and not the owner. :-|



coz he was driving?

CC

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PostPosted: Wed May 02, 2012 10:50 pm 
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captain cab wrote:
Skull wrote:

Well if that's the case, then why did the cop charge the driver and not the owner. :-|



coz he was driving?

CC


Easy option. Both are guilty.

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PostPosted: Wed May 02, 2012 10:53 pm 
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gusmac wrote:
captain cab wrote:
Skull wrote:

Well if that's the case, then why did the cop charge the driver and not the owner. :-|



coz he was driving?

CC


Easy option. Both are guilty.



yeah....perhaps the driver less so?

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PostPosted: Wed May 02, 2012 10:58 pm 
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I don't believe there was a "valid" certificate. If there had been the cop would have seen it for himself. :-|


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PostPosted: Wed May 02, 2012 11:02 pm 
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Skull wrote:
I don't believe there was a "valid" certificate. If there had been the cop would have seen it for himself. :-|


not a comment on the case....but I love the way skull and jasbar always call the police,. rozzers, old bill, police.......cops! its like a 1970's 80's US show......I'm waiting for TJ Hooker

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PostPosted: Wed May 02, 2012 11:02 pm 
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If the cert. had been revoked, it wouldn't be valid.
The driver may not have been aware of this.

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PostPosted: Wed May 02, 2012 11:03 pm 
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captain cab wrote:
Skull wrote:
I don't believe there was a "valid" certificate. If there had been the cop would have seen it for himself. :-|


not a comment on the case....but I love the way skull and jasbar always call the police,. rozzers, old bill, police.......cops! its like a 1970's 80's US show......I'm waiting for TJ Hooker


Book 'im Dano...... :lol:

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