Taxi Driver Online

How do you think we will stand with the damage caused to some of our cars today by a huge hail storm. We had hail stones as big as tennis balls hitting the cars. The roof of my sisters car (not a taxi) resembles a golf ball with all the dents. I have never seen anything like it.

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Grandad,

You avin a larff mush insurance ???????????????

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I am told that some insurers are refusing to pay out saying it was an act of God. There are hundreds of cars with similar damage in the town.

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Grandad,

Is there a written exclusion in the policy document stating 'Act of God' and if there is, write to the insurance company asking them to define that term as pertaining to their insurance policy.

Even if they don't pay up, get them to do some work in denying the claim.

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Kind regards,

Brummie Cabbie.

Type a message, post your news,
Disagree with other members' views;
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Same happend to one of our motors yesterday afternoon near Leicester, when he got back it looked like he'd been on a army shooting range. According to the boss the insurance won't pay out.

So how come hail damage is an act of god yet after a flood the insurance villains pay out !

No such exclusion as an "Act of God". I've been in the insurance business for 30+ years so fairly sure on that one. It will come under accidental damage section so you will only be able to claim if you have a comp policy. A couple of years ago I had a client just purchase a new £60000 motorhome. On first trip, to Spain, he suffered a similar incident and Equity Red Star paid out over £20000 to fix bodywork good as gold.

If anyone has problems PM me and I will try to advise.

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Nobody told me to use my initiative. To err is human to arr is pirate.

2 Jobs our resident insurance axeman...... Nice one 2 Jobs

Heard about this and yet 20 miles away (as the crow flies) we had nothing just a couple of light showers mind you saw pictures on the news this morning of a taxi with flood water almost over the roof up in Geordieland !

I would suspect that windscreen damage would be covered but perhaps bodywork damage would be at the discretion of the insurer so read the small print or phone them for clarification

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lack of modern legislation is the iceberg sinking the titanic of the transport sector

I phoned them today and was told that they (the broker) weren't sure and to put a claim in and see what happens. Trouble with that is by putting in a claim even if it is rejected will let the insurance company know that you have suffered a "loss" so when it comes to renewal I will be stuffed.

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Grandad,

It's a sad sign of the times when we feel so intimidated by the Insurance companies tricks and nasty's that we are too frightened to put in a claim for fear of further financial punishment from them...

At the end of the day we are the customer and they only the provider.

Not sure if the LC haven't already investigated insurance law but perhaps they should. Nobody should be feeling intimidated by companies that offer mandatory needs. Another of the little scams that annoys me when obtaining insurance is when their 'best quote' gets 'better' because another provider is lower

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Note to self: Just because it pops into my head does NOT mean it should come out of my mouth!!