Taxi Driver Online

Hi All,
Recently I have had an issue concerning my plates, I had forgotten to renew them, after this was resolved I have now been told that my Insurance was Invalid during the time my plates were out of date, even though I was fully Insured at the time and it hadn't ran out. I now have to go to court. Can anyone tell me if they have had a similar incident and if they know if this is true about my Insurance being Invalid during that period. Would really appreciate any feedback.

Thanks
Darlocabbie

It may (and often does) have a clause on your insurance to say that you must abide by Local Authority regulations. This would include being in date for both Driver and Vehicle Licenses.

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Chris The Fish

http://www.youtube.com/watch?v=Gdlyi5mc ... re=related

I would ask who told you that you were not insured?

I would also ask your insurance company - if they confirm that you were insured it makes the court case pretty pointless.

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Think of how stupid the average person is, and realize half of them are stupider than that.
George Carlin

As far as I am aware you are covered for social and domestic BUT NOT for use of the vehicle as a taxi IF you do not have a valid plate i.e. it was out of date if the vehicle was withdrawn from the road and not in use as a taxi/ph then you should not be in court however if you were using the vehicle without a valid license then you MIGHT have been inadequately insured BUT check with your insurers they do not all work to the same rules.

PS does the council have evidence of the vehicle being used whilst being out of plate ?

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lack of modern legislation is the iceberg sinking the titanic of the transport sector

LV used to insist i forward plate detail as and when or i wasnt insured

are you with LV?

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Of all the things ive lost, i miss my mind the most

It depends what your insurance says. It is down to insurer and the policy wording. I suspect there's nothing in the policy that will invalidate the policy for road risks up to fully comp, but may not cover you for hire and reward element while your plates were out of date.

After all, you "could" have failed the compliance; plates get taken off, you have to drive to a main dealer to get the car fixed on warranty. Are you insured? Answer probably yes.

I'd also suggest that as your personal badge hadn't run out, YOU were still insured anyway to drive for hire and reward, if not in that car which may not have been covered for H&R during the time the plates were out of date.

Get yourself a motoring lawyer, or you may face 6 points and a hefty fine.

I think you need to contact your insurance company and ask them if you were covered. If they say yes then you was covered and can't be convicted of a traffic offence.

If the council are bringing separate by-law/license conditions offences, then you could be in trouble.

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IDFIMH

OP, are you with LV insurance?

who is taking the action against you?

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Of all the things ive lost, i miss my mind the most

If you where licenced at the time but only the date on the plate had expired you where still insured, WTF do councils put expiry dates on bits of plastic, why can they not just issue a plate for as long as you need them
If it goes to court you should ask the judge to inform the council not to put expiry dates on plates

Whay council is this BTW???

I would guess Darlington.

I would also guess this post was or is in the news section - because I answered it this morning as did Mr Fish.

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Think of how stupid the average person is, and realize half of them are stupider than that.
George Carlin

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Of all the things ive lost, i miss my mind the most

What a waste of plastic. Get Greenpeace involved

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http://wingsoverscotland.com/ http://www.newsnetscotland.com/

The date on the license and the date on the plate will be the same.

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Grandad,

you lot have either helped him so much he doesn't want to come back and say thanks, or you've got him jailed

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Think of how stupid the average person is, and realize half of them are stupider than that.
George Carlin

Im building them a boat out of old plates

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Of all the things ive lost, i miss my mind the most