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 Post subject: Re: Rear ended
PostPosted: Mon Jun 24, 2013 6:47 pm 
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Joined: Mon Mar 21, 2005 8:44 pm
Posts: 10591
Location: Scotland
You won't loose anything from your NCB but you could loose out if there is any damage you cannot see, get it professionally repaired through your insurance then there will be no comebacks


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 Post subject: Re: Rear ended
PostPosted: Mon Jun 24, 2013 8:30 pm 
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Joined: Tue Apr 24, 2007 6:31 pm
Posts: 12045
Location: Aberdeen
United Taxis 11 wrote:
But i don't want to go through my insurance as currently i have a 9 year+ NCB


Which bit don't you get? You will still have your NCB.

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 Post subject: Re: Rear ended
PostPosted: Mon Jun 24, 2013 8:49 pm 
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Joined: Tue Apr 29, 2008 4:06 pm
Posts: 24391
Location: Twixt Heaven and Hell, but nearest Hell
If my 6 month old £18K low mileage plated hack had been whacked up the back i doubt id be paying myself or having the rammers insurers dictating to me...

but then again, im just bitter sometimes


if the 3rd party wanted to pay me cash to save his NCB id want £2000........... :badgrin:

a guy barely touched my Tourneo rear bumper corner cap, just marking it so I settled for £150 cash

thanks

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 Post subject: Re: Rear ended
PostPosted: Tue Jun 25, 2013 12:09 am 
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Joined: Fri Oct 19, 2012 1:38 am
Posts: 580
Location: Scotland
im trying to avoid the insurance way as much as possible at present, i want the car fixed asap and i can assure you all i am Fully comped insured for private hire, thanks everyone for your effort and interest in the matter but i know i should use his insurance but what they are telling me is not floating my boat unfortunately, i'm not going to post again in this thread as i think we have talked about it enough for the now


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 Post subject: Re: Rear ended
PostPosted: Tue Jun 25, 2013 6:55 am 
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Joined: Tue Apr 29, 2008 4:06 pm
Posts: 24391
Location: Twixt Heaven and Hell, but nearest Hell
You cant "avoid" the insurance companies, the know/hear almost everything

i hope you HAVE notified yours of the accident


they have a massive joint database, all insurers and accident management companies registered can access it, your on it, cos the 3rd pary and his insurers have been it touch with you, so your insurers need to be told your side even if its only a "reportable no-fault" accident that you make no claim for

big brother IS watching you

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 Post subject: Re: Rear ended
PostPosted: Tue Jun 25, 2013 3:18 pm 
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Joined: Tue Apr 24, 2007 6:31 pm
Posts: 12045
Location: Aberdeen
wannabeeahack wrote:
You cant "avoid" the insurance companies, the know/hear almost everything

i hope you HAVE notified yours of the accident


they have a massive joint database, all insurers and accident management companies registered can access it, your on it, cos the 3rd pary and his insurers have been it touch with you, so your insurers need to be told your side even if its only a "reportable no-fault" accident that you make no claim for

big brother IS watching you


Wannabe is right. (and I don't often agree with him. :shock: )

Personally, I think you are being a mug. But, at the very least, you need to report it as a non-fault accident that you don't want to claim for. That way they can't use it as a stick to beat you with later.

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 Post subject: Re: Rear ended
PostPosted: Tue Jun 25, 2013 4:57 pm 
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Joined: Fri Oct 19, 2012 1:38 am
Posts: 580
Location: Scotland
Thanks wanna and gus will do that


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 Post subject: Re: Rear ended
PostPosted: Tue Jun 25, 2013 6:31 pm 
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Joined: Tue Apr 29, 2008 4:06 pm
Posts: 24391
Location: Twixt Heaven and Hell, but nearest Hell
gusmac wrote:
wannabeeahack wrote:
You cant "avoid" the insurance companies, the know/hear almost everything

i hope you HAVE notified yours of the accident


they have a massive joint database, all insurers and accident management companies registered can access it, your on it, cos the 3rd pary and his insurers have been it touch with you, so your insurers need to be told your side even if its only a "reportable no-fault" accident that you make no claim for

big brother IS watching you


Wannabe is right. (and I don't often agree with him. :shock: )

Personally, I think you are being a mug. But, at the very least, you need to report it as a non-fault accident that you don't want to claim for. That way they can't use it as a stick to beat you with later.


Im as shocked as your are MATE......lol

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 Post subject: Re: Rear ended
PostPosted: Fri Jun 28, 2013 7:38 am 
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Joined: Thu Dec 15, 2011 8:45 am
Posts: 9966
Location: Braintree, Essex.
It's facepalm time. :roll:


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