Taxi Driver Online

with another private hire vehicle he was on main road pulling away from a pub and i was dropping offas i pulled in he reversed back and we clipped my back right with his back left.

i have it on film plus i have insurannce smart witness camera.

no damage to mine very minor to his i think may only be scuff marks.

how do i proceed

do i call my insurance or do i see what the owner of vehicle involved wants to do

my insurance smart witness camera only has so long before it records over it so im under a bit of pressure.

Report it to the insurance, let them deal with it.

Bollocks, tap the guy for the few quid for the minor repair.

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All animals are equal but some animals are more equal than others.
George Orwell, "Animal Farm"

Download the CCTV straight away. If you need it then so be it, but if you haven't downloaded it it ain't worth a toss.

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IDFIMH

Get a bigger memory card.

Report it to your insurance but tell them it is for "information purposes only" it will NOT affect your no claims and if he decides to make a claim at a later date you will be covered. Most insurance companies have a 14 day rule about informing them. If you tell them after this date , they can refuse to cover you although they will cover the other drivers claim should it be successful.

my insurance smart witness camera is locked so i cant get into it.

Does it not have a Save Frame button where the file can't be written over?

I am in a no damage no claim situation having reported a (police verified) non fault accident. The Ins companies look for the slightest reason to take your no claims bonus away in order to hike your renewal back up. There is history on the net whereby companies have tried this tactic........only to back down, unfortunately I am fighting a company that are not voluntarily doing the right thing. So I guess it really can affect your No Claims.

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Common sense........is just not that Common.

I've always been told it doesn't, and in my case I have informed them twice of incidents, (one was when another driver pulled off a rank as I was passing him and he hit me, the other when a passing mini-bus broke my mirror glass while I was parked up, he tried to say I opened door before eventually paying me £30 for a new mirror glass.) in both cases it never affected my insurance.
The problem is, if you don't inform them and a subsequent claim is made against you, you could be in trouble. If you can get a cash settlement off the other party (or even better a cheque and something in writing that is probably best.

http://www.google.com/url?sa=t&rct=j&q= ... WU&cad=rja



I agree with you........but then there is the above.

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Common sense........is just not that Common.

The phrase " Damned if we do, Damned if we don't " springs to mind.

A truck swiped me Oct 2010 causing rear wheel arch damage, driver crossed lanes, no indication on an island, denied it was his fault

i reported it, got quotes (£1200) then worked out my NCB over the 4 years id take to rebuild it would cost me £2400 so i paid £350 cash for quick fix


then the truck owner tried to claim off me via a claims company, so then i had to try claiming off him, then we both agreed NOT to claim, however in the december my renewal came up and my NCB got suspended till it was sorted, which it was in the April (id paid £700 more than id have had to) and i got that back in the July

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Of all the things ive lost, i miss my mind the most

Surely if you unplug it, or take the fuse out, it will stop recording.

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IDFIMH