Taxi Driver Online

Thinking of getting a new Auris from CabDirect.
My main worry is that I can only show earnings of £7k p.a, do they ask for three years audited accounts like the banks do ?

Has anyone else with a low income managed to get a vehicle from CabDirect, did you have any problems ? I can easily afford the payments but what do you reckon my chances are, not much point in applying if there's no hope and it leaves a trace on my credit file.

you have PM

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Of all the things ive lost, i miss my mind the most

Is the 7K your profit or your takings? If it is profit after ALL expenses you should be ok. We are a limited company but finance has to go in the name of one of the directors and not the company.

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Grandad,

They don't ask for accounts. A bankrupt round here got a car off them last year, they gave him finance of £25K.

never asked me for accounts when I bought my partner from them

Just bought, never asked me but a credit check is different to acquiring audited accounts, if your credit rating like mine is good you'll have no problems.

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Alway's been about Tightening the Grip!

Noddle does a free credit check/rating, but they never give you a truly glowing one because they want you to spend money with them to make it a glowing one...

You bought your partner??? I married mine for free!

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Grandad,

they don't ask even effing immos with funny accents....

But the running costs, never forget the running costs!

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Chris The Fish

http://www.youtube.com/watch?v=Gdlyi5mc ... re=related

The depreciation has been pretty severe as well.

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Grandad,

Its never free!

It was 12/6d down and a wage packet (of mine) for the rest of her life- a bit like getting married on the never never

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Common sense........is just not that Common.

Yep £7k is after all running costs (taxi related) plus there's another £2k working tax as well. So annual household income =£9k in total.

Noddle says I have a credit rating of 3/5, likely to be refused some loans and pay a higher rate of interest.

Still crunching the numbers wondering if I can afford an extra £300 a month. Everyone keeps telling me 'it's only an extra £10 a day - you'll easily make up that, just do an extra hour'. If it was that easy to make an extra £70 a week I'd already be doing it !