Taxi Driver Online

Back in the good old days owner drivers could insure taxis on a base fleet "block" insurance, the base would buy (say) 20 spots and sell on at a profit, does anyone here insure their car on a base fleet policy?

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Of all the things ive lost, i miss my mind the most

I know a few who do.

Base insurance is very risky, I seem to remember bases were adding vehicles which they did not own on to there fleet policy, so unless bases are brokers I would avoid, who gets paid out if you have an accident?

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I was under the impression that if you did not own it you could not insure it.

If this is correct, how would anyone who has a car on HP or leased be able to insure the vehicle?

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Grandad,

It is the leased car question that makes it seem possible

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Of all the things ive lost, i miss my mind the most

Yes.

But the one the firm I work with has to be a part owner of the vehicle to get the discount/easier terms.

Not really a problem with PH, but not so easy with hacks.

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IDFIMH

"owner" is a very loose term, the V5 only shows the KEEPER....an invoice is hardly a rock solid document, I dont OWN my Superb, but i am the keeper

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Of all the things ive lost, i miss my mind the most

I actually meant on the taxi/PH vehicle license.

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IDFIMH

Dunno, none of this is in the policy document or T&C's


Your vehicle = any vehicle on the schedule

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Of all the things ive lost, i miss my mind the most

I have a driver who rents a car but has his own insurance

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lack of modern legislation is the iceberg sinking the titanic of the transport sector