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PostPosted: Tue Apr 04, 2017 5:23 pm 
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Dam good idea though, would stop cross border hiring in its tracks, you can only pick up outside your main licensed area if you have a legitimate booking


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PostPosted: Tue Apr 04, 2017 6:46 pm 
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toffeeboy wrote:
But how would the insurance company know where they were predominantly working, unless they have a telematics box fitted as well? They would only find out in the event of a claim otherwise - or am I missing the point?
Where was the accident ? - Manchester
Where are you licenced ? - London
Where did you pickup ? - Manchester
Was it a pre-booking through a licensed operator ? - No, We're not paying out. Yes, We need to see proof (we'll also contact the passenger to confirm).


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PostPosted: Tue Apr 04, 2017 8:10 pm 
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Location: Stamford Britains prettiest town till SKDC ruined it
so let me get this straight

A driver lives in city P but is licensed and plated in town S a few miles away however they work mostly for a Ph firm in city P and on Friday and Saturday nights come to town S to work where it is not tariff 1 24/7. If their insurance includes one of these terms in the T & C that would invalidate their insurance working PH in city P even though they have a hackney plate issued in town S

BUT unless they have an accident nothing would happen because LA enforcement officials in city P cannot take any action against drivers licensed in town S even if they take illegal off street pick ups

or have I misunderstood something here ?

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PostPosted: Tue Apr 04, 2017 9:25 pm 
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edders23 wrote:
so let me get this straight

A driver lives in city P but is licensed and plated in town S a few miles away however they work mostly for a Ph firm in city P and on Friday and Saturday nights come to town S to work where it is not tariff 1 24/7. If their insurance includes one of these terms in the T & C that would invalidate their insurance working PH in city P even though they have a hackney plate issued in town S

BUT unless they have an accident nothing would happen because LA enforcement officials in city P cannot take any action against drivers licensed in town S even if they take illegal off street pick ups

or have I misunderstood something here ?

It may be less confusing if you just put peterborough and Stamford. :wink:

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PostPosted: Tue Apr 04, 2017 9:43 pm 
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I did write all this a few years ago :wink:

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PostPosted: Tue Apr 04, 2017 11:36 pm 
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Sussex wrote:
I'm not sure how many Uber vehicles will come under the Tradex Insurance banner, but it's an interesting point.

This is not really a licensing matter more a commercial one.

I'm often amazed how much drivers pay up north for insurance, often 3 or 4 times what I pay.

Therefore it could make financial sense for someone licensing somewhere down here when they are working up there.




This is the cause of all our problems in the TAXI trade,too many dishonest people being licensed all over,insurance companies are becoming more aware of the scams some licencees pull to get insurance to save a few quid which costs the honest licencee dearly.The days of the Berwick/Rossendale scenario of obtaining a license from a far are coming to an end.Post code abode insurance is not going to be the main factor in obtaining insurance,the main factors are going to be where your licensed and where you are working,these will dominate the risk in obtaining insurance.
The truth is going to have to be put on all forms when requesting insurance and if a person is found not to be abiding by their licensing terms and conditions the insurance will be null and void.


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PostPosted: Wed Apr 05, 2017 10:31 am 
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Location: Stamford Britains prettiest town till SKDC ruined it
next scenario

customer wants picking up from village a only 1.5 miles from main post office within your licensing area but 200 yards over the border to go to a village just up the road also less than 3 miles from main Post office but also outside the border would you be covered ?

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PostPosted: Wed Apr 05, 2017 11:48 am 
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Location: West Walton, Norfolk, PE14 7EJ
edders23 wrote:
next scenario

customer wants picking up from village a only 1.5 miles from main post office within your licensing area but 200 yards over the border to go to a village just up the road also less than 3 miles from main Post office but also outside the border would you be covered ?


I'm losing the will to live!
Nothing new. As long as it's pre-booked and it's an adjacent authority you will be insured.
What Tradex are trying to do is to stop the scammers that get licenced in Cornwall (for example), and then go and work miles away - to get cheaper insurance premiums.

If you do an airport job and are lucky enough to get a return booking, that is also fine - as long as it's pre-booked through your usual licensed operator.

You are all reading far too much into this. Granted, Tradex could have gone about it in a better way, rather than stirring up a hornet's nest but if you're working properly and are not trying to scam the system, nothing has changed!

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PostPosted: Wed Apr 05, 2017 11:51 am 
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Location: West Walton, Norfolk, PE14 7EJ
sasha wrote:
toffeeboy wrote:
But how would the insurance company know where they were predominantly working, unless they have a telematics box fitted as well? They would only find out in the event of a claim otherwise - or am I missing the point?
Where was the accident ? - Manchester
Where are you licenced ? - London
Where did you pickup ? - Manchester
Was it a pre-booking through a licensed operator ? - No, We're not paying out. Yes, We need to see proof (we'll also contact the passenger to confirm).


Exactly my point, Sasha - they would only find out in the event of a claim.
They could have had x years driving without an incident, or might never have a claim!!!

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PostPosted: Wed Apr 05, 2017 7:09 pm 
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Location: Stamford Britains prettiest town till SKDC ruined it
One further observation is that if the police ever decide to prosecute someone based on this wording could that completely upend the applecart that is taxi ph insurance

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PostPosted: Wed Apr 05, 2017 8:45 pm 
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edders23 wrote:
One further observation is that if the police ever decide to prosecute someone based on this wording could that completely upend the applecart that is taxi ph insurance

Massive IF.

Usually the outcome will be that the insurance company doesn't pay out.

However if the wording is changed, then it's down to the council and the operator to ensure the vehicle is insured at all times.

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