jon123 wrote:
So if my wife is driving and legally insured and I am having a heart attack I have to sit and suffer a her drive me to the hospital legally.
But you could make that argument about load of similar scenarios - if husband and wife had different cars and weren't insured to driver each other's, say.
jon123 wrote:
Yes after checking with a host of local authorities yes she does need to have a licence to drive my Phv/Hackney but it does beggar belief that the local authority on some thing that is so important does not mention this in there literature at all and secondly how can insurance companies offer insurance cover on something that is illegal!
Even assuming it isn't specifically mentioned, to a degree isn't the onus on you to find such things out before you go ahead?
Sorry to sound harsh, but it's a bit like buying an HGV and then complaining that your wife can't drive it without having an HGV driver's licence. To a degree it should be obvious that it's a different type of vehicle and thus an ordinary driver's licence wouldn't be sufficient to drive it.