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 Post subject: How far back....
PostPosted: Wed Feb 20, 2019 12:45 pm 
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Joined: Tue Apr 29, 2008 4:06 pm
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Location: A City near Birmingham
Our beloved insurances have some interesting questions on them and i wondered just how far back they feel need to dig..


how long are you expected to suffer for mistakes, its ironic when the person asking wasnt born in some cases..


debt, convictions (minor), medical events, etc...


even priests would struggle to get insured in some cases...

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 Post subject: Re: How far back....
PostPosted: Thu Feb 21, 2019 12:41 am 
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Joined: Tue Oct 18, 2011 7:36 pm
Posts: 807
wannabeeahack wrote:
Our beloved insurances have some interesting questions on them and i wondered just how far back they feel need to dig..


how long are you expected to suffer for mistakes, its ironic when the person asking wasnt born in some cases..


debt, convictions (minor), medical events, etc...


even priests would struggle to get insured in some cases...


Don’t forget, you don’t have to declare convictions that are ‘spent’ ( under the rehabilitation of offenders act)


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 Post subject: Re: How far back....
PostPosted: Thu Feb 21, 2019 10:27 am 
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Location: A City near Birmingham
x-ray wrote:
wannabeeahack wrote:
Our beloved insurances have some interesting questions on them and i wondered just how far back they feel need to dig..


how long are you expected to suffer for mistakes, its ironic when the person asking wasnt born in some cases..


debt, convictions (minor), medical events, etc...


even priests would struggle to get insured in some cases...


Don’t forget, you don’t have to declare convictions that are ‘spent’ ( under the rehabilitation of offenders act)


The questionnaire SHOULD state the limitations of the time periods, or restrictions place upon questions by law..... not simply "have you" (had)....

being vague or ambiguous is tantamount to trying to trap people

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 Post subject: Re: How far back....
PostPosted: Mon Feb 25, 2019 4:37 am 
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Location: Clandestine, soon to be Russia.
x-ray wrote:

Don’t forget, you don’t have to declare convictions that are ‘spent’ ( under the rehabilitation of offenders act)



Taxi Drivers are exempt from the "the rehabilitation of offenders act," all convictions must be declared no matter how long ago.


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 Post subject: Re: How far back....
PostPosted: Mon Feb 25, 2019 11:44 am 
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Nidge2 wrote:
x-ray wrote:

Don’t forget, you don’t have to declare convictions that are ‘spent’ ( under the rehabilitation of offenders act)



Taxi Drivers are exempt from the "the rehabilitation of offenders act," all convictions must be declared no matter how long ago.


Only for woking with the vulnerable.......anyway My broker said different but if they want my DBS why not just ask for it? indeed Aviva have an online checker to see if its "spent"

https://www.aviva.co.uk/frequently-aske ... swer/4874/

http://www.disclosurecalculator.org.uk/go




Financial history is just as easy to check

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 Post subject: Re: How far back....
PostPosted: Mon Feb 25, 2019 4:55 pm 
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Nidge2 wrote:
x-ray wrote:

Don’t forget, you don’t have to declare convictions that are ‘spent’ ( under the rehabilitation of offenders act)



Taxi Drivers are exempt from the "the rehabilitation of offenders act," all convictions must be declared no matter how long ago.



Don’t talk soft!


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 Post subject: Re: How far back....
PostPosted: Mon Feb 25, 2019 6:52 pm 
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Location: 1066 Country
Whether we declare stuff or not is irrelevant, unless there is a licensing requirement to do say.

The DBS should return with stuff on whether we declare it or not.

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 Post subject: Re: How far back....
PostPosted: Thu Feb 28, 2019 1:10 am 
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Joined: Thu Dec 15, 2011 8:45 am
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Location: Clandestine, soon to be Russia.
x-ray wrote:
Nidge2 wrote:
x-ray wrote:

Don’t forget, you don’t have to declare convictions that are ‘spent’ ( under the rehabilitation of offenders act)



Taxi Drivers are exempt from the "the rehabilitation of offenders act," all convictions must be declared no matter how long ago.



Don’t talk soft!


I'm not talking daft, we have to disclose stupid things from over 35 years ago even though they're on the DBS when it drops through the letter box.


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 Post subject: Re: How far back....
PostPosted: Thu Feb 28, 2019 7:05 am 
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Location: Stamford Britains prettiest town till SKDC ruined it
we've always had to there's nowt wrong with that it just demonstrates to the council that you are being honest which is a trait they are trying to establish

So I presume you are talking about 1984 ish and when you were a follower of the teachings of guru scargill

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 Post subject: Re: How far back....
PostPosted: Thu Feb 28, 2019 12:20 pm 
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Location: A City near Birmingham
Nidge2 wrote:
I'm not talking daft, we have to disclose stupid things from over 35 years ago even though they're on the DBS when it drops through the letter box.


I cant remember anything pre-1980

and if the want DETAILS its 2000

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 Post subject: Re: How far back....
PostPosted: Thu Feb 28, 2019 2:35 pm 
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I’m not talking about disclosure to the council or an employer where you may be working with vulnerable adults/children. For the purpose of insurance, the rehabilitation of offenders act is relevant and you do NOT have to declare any ‘spent’ convictions.


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